{"schema_version":"alpha-governance-record-v2","alpha_id":"alpha:company:04757c64-7fe0-4237-b06e-3376542e1292","record_version":"public-1:d751713988987e9331980363e24189ce:ro-d751713988987e9331980363e24189ce","ontology_version":"alpha-governance-ontology-v1","as_of":"2026-10-09T14:39:43.431526+00:00","published_at":"2026-10-09T04:47:50.927045+00:00","section":"events","data":{"state":"PUBLISHED","derivation_version":"alpha-governance-event-derivation-v2","events":[{"event_id":"alpha:event:transition:1uercnz1a93sg3","event_type":"EXECUTIVE_APPOINTED","effective_at":"2026-02-05","detected_at":"2026-10-09T04:47:50.927045+00:00","subject_ids":["alpha:person:annette-alonzo-cfr","alpha:company:04757c64-7fe0-4237-b06e-3376542e1292"],"caused_claim_ids":["alpha:claim:company:04757c64-7fe0-4237-b06e-3376542e1292:leadership_role:16"],"evidence_ids":["alpha:projection-evidence:document:b85e46d90885a42dc8a32910509e71238e616801cad0a563a23bd37dbe1fdf14"],"summary":"Annette Alonzo executive of CULLEN/FROST BANKERS, INC., effective 2026-02-05.","derivation":"temporal_relationship_change"},{"event_id":"alpha:event:transition:ntdh0i1otggpg","event_type":"EXECUTIVE_APPOINTED","effective_at":"2026-02-05","detected_at":"2026-10-09T04:47:50.927045+00:00","subject_ids":["alpha:person:carol-j-severyn-cfr","alpha:company:04757c64-7fe0-4237-b06e-3376542e1292"],"caused_claim_ids":["alpha:claim:company:04757c64-7fe0-4237-b06e-3376542e1292:leadership_role:17"],"evidence_ids":["alpha:projection-evidence:document:19226ef8cc58459d77b08af908c84d4ce9a51425ec1588693b966f8f369129e7"],"summary":"Carol J. Severyn executive of CULLEN/FROST BANKERS, INC., effective 2026-02-05.","derivation":"temporal_relationship_change"},{"event_id":"alpha:event:transition:1kxyud6jnxzus","event_type":"GC_CHANGED","effective_at":"2026-02-05","detected_at":"2026-10-09T04:47:50.927045+00:00","subject_ids":["alpha:person:coolidge-e-rhodes-jr-cfr","alpha:company:04757c64-7fe0-4237-b06e-3376542e1292"],"caused_claim_ids":["alpha:claim:company:04757c64-7fe0-4237-b06e-3376542e1292:leadership_role:18"],"evidence_ids":["alpha:projection-evidence:document:b31db1a8a9c83a6da35ca7068124aefaf860383ab8c7abb1f921994359c5bec7"],"summary":"Coolidge E. Rhodes, Jr. executive of CULLEN/FROST BANKERS, INC., effective 2026-02-05.","derivation":"temporal_relationship_change"},{"event_id":"alpha:event:transition:i6j50y14qaios","event_type":"CFO_CHANGED","effective_at":"2026-02-05","detected_at":"2026-10-09T04:47:50.927045+00:00","subject_ids":["alpha:person:daniel-j-geddes-cfr","alpha:company:04757c64-7fe0-4237-b06e-3376542e1292"],"caused_claim_ids":["alpha:claim:company:04757c64-7fe0-4237-b06e-3376542e1292:leadership_role:19"],"evidence_ids":["alpha:projection-evidence:document:f0e7002b3248dff1bf84d39eb71735c9adbbc8198343b5a2b8e2e276c68fdd07"],"summary":"Daniel J. Geddes executive of CULLEN/FROST BANKERS, INC., effective 2026-02-05.","derivation":"temporal_relationship_change"},{"event_id":"alpha:event:transition:13827ya1v9ok8a","event_type":"EXECUTIVE_APPOINTED","effective_at":"2026-02-05","detected_at":"2026-10-09T04:47:50.927045+00:00","subject_ids":["alpha:person:ericka-l-pullin-cfr","alpha:company:04757c64-7fe0-4237-b06e-3376542e1292"],"caused_claim_ids":["alpha:claim:company:04757c64-7fe0-4237-b06e-3376542e1292:leadership_role:20"],"evidence_ids":["alpha:projection-evidence:document:5dfa32b498c0d21b173a865346d2a7fa7f796d14612ffa4ff0f7ac62e4bca752"],"summary":"Ericka L. Pullin executive of CULLEN/FROST BANKERS, INC., effective 2026-02-05.","derivation":"temporal_relationship_change"},{"event_id":"alpha:event:transition:1dxiy5a1igm3au","event_type":"EXECUTIVE_APPOINTED","effective_at":"2026-02-05","detected_at":"2026-10-09T04:47:50.927045+00:00","subject_ids":["alpha:person:howard-l-kasanoff-cfr","alpha:company:04757c64-7fe0-4237-b06e-3376542e1292"],"caused_claim_ids":["alpha:claim:company:04757c64-7fe0-4237-b06e-3376542e1292:leadership_role:21"],"evidence_ids":["alpha:projection-evidence:document:ff22bf3cea4ab8615f1619d01087ed68354ce5696bc595c8a5438839936a36f9"],"summary":"Howard L. Kasanoff executive of CULLEN/FROST BANKERS, INC., effective 2026-02-05.","derivation":"temporal_relationship_change"},{"event_id":"alpha:event:transition:1w95uzwg9v30y","event_type":"EXECUTIVE_APPOINTED","effective_at":"2026-02-05","detected_at":"2026-10-09T04:47:50.927045+00:00","subject_ids":["alpha:person:jimmy-stead-cfr","alpha:company:04757c64-7fe0-4237-b06e-3376542e1292"],"caused_claim_ids":["alpha:claim:company:04757c64-7fe0-4237-b06e-3376542e1292:leadership_role:22"],"evidence_ids":["alpha:projection-evidence:document:3aa8d6527faed9e0564115dc6a0a9bd572fcad043b44be0f0c267ce8abf77719"],"summary":"Jimmy Stead executive of CULLEN/FROST BANKERS, INC., effective 2026-02-05.","derivation":"temporal_relationship_change"},{"event_id":"alpha:event:transition:1tklkik26fw4","event_type":"EXECUTIVE_APPOINTED","effective_at":"2026-02-05","detected_at":"2026-10-09T04:47:50.927045+00:00","subject_ids":["alpha:person:kenny-wilson-cfr","alpha:company:04757c64-7fe0-4237-b06e-3376542e1292"],"caused_claim_ids":["alpha:claim:company:04757c64-7fe0-4237-b06e-3376542e1292:leadership_role:23"],"evidence_ids":["alpha:projection-evidence:document:8b85a064814e2d77fabfcb8f71b0a3dcfc5db3c0a576b75360126cd354df7176"],"summary":"Kenny Wilson executive of CULLEN/FROST BANKERS, INC., effective 2026-02-05.","derivation":"temporal_relationship_change"},{"event_id":"alpha:event:transition:u3aunj1k4e34j","event_type":"EXECUTIVE_APPOINTED","effective_at":"2026-02-05","detected_at":"2026-10-09T04:47:50.927045+00:00","subject_ids":["alpha:person:paul-h-bracher-cfr","alpha:company:04757c64-7fe0-4237-b06e-3376542e1292"],"caused_claim_ids":["alpha:claim:company:04757c64-7fe0-4237-b06e-3376542e1292:leadership_role:24"],"evidence_ids":["alpha:projection-evidence:document:346efced8895adeadc3b6bd64693c37629a35334f80656c89ccee46ffefac1ab"],"summary":"Paul H. Bracher executive of CULLEN/FROST BANKERS, INC., effective 2026-02-05.","derivation":"temporal_relationship_change"},{"event_id":"alpha:event:transition:e0a2a01bign44","event_type":"CEO_CHANGED","effective_at":"2026-02-05","detected_at":"2026-10-09T04:47:50.927045+00:00","subject_ids":["alpha:person:phillip-d-green-cfr","alpha:company:04757c64-7fe0-4237-b06e-3376542e1292"],"caused_claim_ids":["alpha:claim:company:04757c64-7fe0-4237-b06e-3376542e1292:leadership_role:25"],"evidence_ids":["alpha:projection-evidence:document:df3975a8c005970119d7d41f1e3dbac40084a585f17a4bf5fdd6aecb6633eaf5"],"summary":"Phillip D. Green executive of CULLEN/FROST BANKERS, INC., effective 2026-02-05.","derivation":"temporal_relationship_change"},{"event_id":"alpha:event:transition:1ouan5rhzt35l","event_type":"EXECUTIVE_APPOINTED","effective_at":"2026-02-05","detected_at":"2026-10-09T04:47:50.927045+00:00","subject_ids":["alpha:person:robert-a-berman","alpha:company:04757c64-7fe0-4237-b06e-3376542e1292"],"caused_claim_ids":["alpha:claim:company:04757c64-7fe0-4237-b06e-3376542e1292:leadership_role:26"],"evidence_ids":["alpha:projection-evidence:document:ecc2ce5cb6cf309be983b67924dff28e32dedd9623c29d40c3eefcc4e7941941"],"summary":"Robert A. Berman executive of CULLEN/FROST BANKERS, INC., effective 2026-02-05.","derivation":"temporal_relationship_change"},{"event_id":"alpha:event:transition:rsfq81ovp86z","event_type":"DIRECTOR_APPOINTED","effective_at":"2026-01-01","detected_at":"2026-10-09T04:47:50.927045+00:00","subject_ids":["alpha:person:jeffrey-m-rummel","alpha:company:04757c64-7fe0-4237-b06e-3376542e1292"],"caused_claim_ids":["alpha:claim:company:04757c64-7fe0-4237-b06e-3376542e1292:leadership_role:9"],"evidence_ids":["alpha:projection-evidence:document:56e33eec44b59b4a174533988bba211a6bbd8aa62db3c07590cf047180817e25"],"summary":"Jeffrey M. Rummel seat on CULLEN/FROST BANKERS, INC., effective 2026-01-01.","derivation":"temporal_relationship_change"},{"event_id":"alpha:event:transition:1wswn5u154r280","event_type":"DIRECTOR_APPOINTED","effective_at":"2026-01-01","detected_at":"2026-10-09T04:47:50.927045+00:00","subject_ids":["alpha:person:marsha-m-shields","alpha:company:04757c64-7fe0-4237-b06e-3376542e1292"],"caused_claim_ids":["alpha:claim:company:04757c64-7fe0-4237-b06e-3376542e1292:leadership_role:13"],"evidence_ids":["alpha:projection-evidence:document:56e33eec44b59b4a174533988bba211a6bbd8aa62db3c07590cf047180817e25"],"summary":"Marsha M. Shields seat on CULLEN/FROST BANKERS, INC., effective 2026-01-01.","derivation":"temporal_relationship_change"},{"event_id":"alpha:event:transition:1sd4sqqfanjty","event_type":"COMMITTEE_MEMBER_ADDED","effective_at":"2026-01-01","detected_at":"2026-10-09T04:47:50.927045+00:00","subject_ids":["alpha:person:jeffrey-m-rummel","alpha:committee:cullen-frost-bankers-inc:audit-risk"],"caused_claim_ids":["alpha:claim:company:04757c64-7fe0-4237-b06e-3376542e1292:leadership_role:9"],"evidence_ids":["alpha:projection-evidence:document:56e33eec44b59b4a174533988bba211a6bbd8aa62db3c07590cf047180817e25"],"summary":"Jeffrey M. Rummel member of Audit; Risk, effective 2026-01-01.","derivation":"temporal_relationship_change"},{"event_id":"alpha:event:transition:b5s2ah1e6gvvx","event_type":"COMMITTEE_MEMBER_ADDED","effective_at":"2026-01-01","detected_at":"2026-10-09T04:47:50.927045+00:00","subject_ids":["alpha:person:marsha-m-shields","alpha:committee:cullen-frost-bankers-inc:audit-risk"],"caused_claim_ids":["alpha:claim:company:04757c64-7fe0-4237-b06e-3376542e1292:leadership_role:13"],"evidence_ids":["alpha:projection-evidence:document:56e33eec44b59b4a174533988bba211a6bbd8aa62db3c07590cf047180817e25"],"summary":"Marsha M. Shields member of Audit; Risk, effective 2026-01-01.","derivation":"temporal_relationship_change"},{"event_id":"alpha:event:transition:1gz8mzs1n3ovw","event_type":"DIRECTOR_APPOINTED","effective_at":"2025-01-01","detected_at":"2026-10-09T04:47:50.927045+00:00","subject_ids":["alpha:person:john-t-engates","alpha:company:04757c64-7fe0-4237-b06e-3376542e1292"],"caused_claim_ids":["alpha:claim:company:04757c64-7fe0-4237-b06e-3376542e1292:leadership_role:10"],"evidence_ids":["alpha:projection-evidence:document:56e33eec44b59b4a174533988bba211a6bbd8aa62db3c07590cf047180817e25"],"summary":"John T. Engates seat on CULLEN/FROST BANKERS, INC., effective 2025-01-01.","derivation":"temporal_relationship_change"},{"event_id":"alpha:event:transition:1gbnzna1wanjqo","event_type":"COMMITTEE_CREATED","effective_at":"2025-01-01","detected_at":"2026-10-09T04:47:50.927045+00:00","subject_ids":["alpha:committee:cullen-frost-bankers-inc:risk-technology-chair","alpha:company:04757c64-7fe0-4237-b06e-3376542e1292"],"caused_claim_ids":["alpha:claim:company:04757c64-7fe0-4237-b06e-3376542e1292:leadership_role:10"],"evidence_ids":["alpha:projection-evidence:document:56e33eec44b59b4a174533988bba211a6bbd8aa62db3c07590cf047180817e25"],"summary":"Risk; Technology · Chair committee of CULLEN/FROST BANKERS, INC., effective 2025-01-01.","derivation":"temporal_relationship_change"},{"event_id":"alpha:event:transition:x3nytmlno3wq","event_type":"COMMITTEE_MEMBER_ADDED","effective_at":"2025-01-01","detected_at":"2026-10-09T04:47:50.927045+00:00","subject_ids":["alpha:person:john-t-engates","alpha:committee:cullen-frost-bankers-inc:risk-technology-chair"],"caused_claim_ids":["alpha:claim:company:04757c64-7fe0-4237-b06e-3376542e1292:leadership_role:10"],"evidence_ids":["alpha:projection-evidence:document:56e33eec44b59b4a174533988bba211a6bbd8aa62db3c07590cf047180817e25"],"summary":"John T. Engates member of Risk; Technology · Chair, effective 2025-01-01.","derivation":"temporal_relationship_change"},{"event_id":"alpha:event:transition:138b2sd112wogn","event_type":"DIRECTOR_APPOINTED","effective_at":"2024-01-01","detected_at":"2026-10-09T04:47:50.927045+00:00","subject_ids":["alpha:person:hope-andrade","alpha:company:04757c64-7fe0-4237-b06e-3376542e1292"],"caused_claim_ids":["alpha:claim:company:04757c64-7fe0-4237-b06e-3376542e1292:leadership_role:7"],"evidence_ids":["alpha:projection-evidence:document:56e33eec44b59b4a174533988bba211a6bbd8aa62db3c07590cf047180817e25"],"summary":"Hope Andrade seat on CULLEN/FROST BANKERS, INC., effective 2024-01-01.","derivation":"temporal_relationship_change"},{"event_id":"alpha:event:transition:19nsq8z1v0r38j","event_type":"COMMITTEE_CREATED","effective_at":"2024-01-01","detected_at":"2026-10-09T04:47:50.927045+00:00","subject_ids":["alpha:committee:cullen-frost-bankers-inc:audit-risk","alpha:company:04757c64-7fe0-4237-b06e-3376542e1292"],"caused_claim_ids":["alpha:claim:company:04757c64-7fe0-4237-b06e-3376542e1292:leadership_role:7"],"evidence_ids":["alpha:projection-evidence:document:56e33eec44b59b4a174533988bba211a6bbd8aa62db3c07590cf047180817e25"],"summary":"Audit; Risk committee of CULLEN/FROST BANKERS, INC., effective 2024-01-01.","derivation":"temporal_relationship_change"},{"event_id":"alpha:event:transition:qw6ps21cl6zky","event_type":"COMMITTEE_MEMBER_ADDED","effective_at":"2024-01-01","detected_at":"2026-10-09T04:47:50.927045+00:00","subject_ids":["alpha:person:hope-andrade","alpha:committee:cullen-frost-bankers-inc:audit-risk"],"caused_claim_ids":["alpha:claim:company:04757c64-7fe0-4237-b06e-3376542e1292:leadership_role:7"],"evidence_ids":["alpha:projection-evidence:document:56e33eec44b59b4a174533988bba211a6bbd8aa62db3c07590cf047180817e25"],"summary":"Hope Andrade member of Audit; Risk, effective 2024-01-01.","derivation":"temporal_relationship_change"},{"event_id":"alpha:event:transition:1bnsz6j1924mdn","event_type":"DIRECTOR_APPOINTED","effective_at":"2023-01-01","detected_at":"2026-10-09T04:47:50.927045+00:00","subject_ids":["alpha:person:jack-willome","alpha:company:04757c64-7fe0-4237-b06e-3376542e1292"],"caused_claim_ids":["alpha:claim:company:04757c64-7fe0-4237-b06e-3376542e1292:leadership_role:8"],"evidence_ids":["alpha:projection-evidence:document:56e33eec44b59b4a174533988bba211a6bbd8aa62db3c07590cf047180817e25"],"summary":"Jack Willome seat on CULLEN/FROST BANKERS, INC., effective 2023-01-01.","derivation":"temporal_relationship_change"},{"event_id":"alpha:event:transition:sjm41zena5cj","event_type":"COMMITTEE_CREATED","effective_at":"2023-01-01","detected_at":"2026-10-09T04:47:50.927045+00:00","subject_ids":["alpha:committee:cullen-frost-bankers-inc:compensation-nominating-and-governance-risk","alpha:company:04757c64-7fe0-4237-b06e-3376542e1292"],"caused_claim_ids":["alpha:claim:company:04757c64-7fe0-4237-b06e-3376542e1292:leadership_role:8"],"evidence_ids":["alpha:projection-evidence:document:56e33eec44b59b4a174533988bba211a6bbd8aa62db3c07590cf047180817e25"],"summary":"Compensation; Nominating and Governance; Risk committee of CULLEN/FROST BANKERS, INC., effective 2023-01-01.","derivation":"temporal_relationship_change"},{"event_id":"alpha:event:transition:k3275vuq7z6h","event_type":"COMMITTEE_MEMBER_ADDED","effective_at":"2023-01-01","detected_at":"2026-10-09T04:47:50.927045+00:00","subject_ids":["alpha:person:jack-willome","alpha:committee:cullen-frost-bankers-inc:compensation-nominating-and-governance-risk"],"caused_claim_ids":["alpha:claim:company:04757c64-7fe0-4237-b06e-3376542e1292:leadership_role:8"],"evidence_ids":["alpha:projection-evidence:document:56e33eec44b59b4a174533988bba211a6bbd8aa62db3c07590cf047180817e25"],"summary":"Jack Willome member of Compensation; Nominating and Governance; Risk, effective 2023-01-01.","derivation":"temporal_relationship_change"},{"event_id":"alpha:event:transition:fhivag1p4ffn2","event_type":"DIRECTOR_APPOINTED","effective_at":"2022-01-01","detected_at":"2026-10-09T04:47:50.927045+00:00","subject_ids":["alpha:person:joseph-a-pierce","alpha:company:04757c64-7fe0-4237-b06e-3376542e1292"],"caused_claim_ids":["alpha:claim:company:04757c64-7fe0-4237-b06e-3376542e1292:leadership_role:11"],"evidence_ids":["alpha:projection-evidence:document:56e33eec44b59b4a174533988bba211a6bbd8aa62db3c07590cf047180817e25"],"summary":"Joseph A. Pierce seat on CULLEN/FROST BANKERS, INC., effective 2022-01-01.","derivation":"temporal_relationship_change"},{"event_id":"alpha:event:transition:q0lezd12ozr5l","event_type":"DIRECTOR_APPOINTED","effective_at":"2022-01-01","detected_at":"2026-10-09T04:47:50.927045+00:00","subject_ids":["alpha:person:linda-b-rutherford","alpha:company:04757c64-7fe0-4237-b06e-3376542e1292"],"caused_claim_ids":["alpha:claim:company:04757c64-7fe0-4237-b06e-3376542e1292:leadership_role:12"],"evidence_ids":["alpha:projection-evidence:document:56e33eec44b59b4a174533988bba211a6bbd8aa62db3c07590cf047180817e25"],"summary":"Linda B. Rutherford seat on CULLEN/FROST BANKERS, INC., effective 2022-01-01.","derivation":"temporal_relationship_change"},{"event_id":"alpha:event:transition:s0a1ykvc3vv2","event_type":"COMMITTEE_CREATED","effective_at":"2022-01-01","detected_at":"2026-10-09T04:47:50.927045+00:00","subject_ids":["alpha:committee:cullen-frost-bankers-inc:audit-compensation-nominating-and-governance","alpha:company:04757c64-7fe0-4237-b06e-3376542e1292"],"caused_claim_ids":["alpha:claim:company:04757c64-7fe0-4237-b06e-3376542e1292:leadership_role:11"],"evidence_ids":["alpha:projection-evidence:document:56e33eec44b59b4a174533988bba211a6bbd8aa62db3c07590cf047180817e25"],"summary":"Audit; Compensation; Nominating and Governance committee of CULLEN/FROST BANKERS, INC., effective 2022-01-01.","derivation":"temporal_relationship_change"},{"event_id":"alpha:event:transition:1tfrni6t46twq","event_type":"COMMITTEE_MEMBER_ADDED","effective_at":"2022-01-01","detected_at":"2026-10-09T04:47:50.927045+00:00","subject_ids":["alpha:person:joseph-a-pierce","alpha:committee:cullen-frost-bankers-inc:audit-compensation-nominating-and-governance"],"caused_claim_ids":["alpha:claim:company:04757c64-7fe0-4237-b06e-3376542e1292:leadership_role:11"],"evidence_ids":["alpha:projection-evidence:document:56e33eec44b59b4a174533988bba211a6bbd8aa62db3c07590cf047180817e25"],"summary":"Joseph A. Pierce member of Audit; Compensation; Nominating and Governance, effective 2022-01-01.","derivation":"temporal_relationship_change"},{"event_id":"alpha:event:transition:rf0tsz18cvst9","event_type":"COMMITTEE_MEMBER_ADDED","effective_at":"2022-01-01","detected_at":"2026-10-09T04:47:50.927045+00:00","subject_ids":["alpha:person:linda-b-rutherford","alpha:committee:cullen-frost-bankers-inc:audit-compensation-nominating-and-governance"],"caused_claim_ids":["alpha:claim:company:04757c64-7fe0-4237-b06e-3376542e1292:leadership_role:12"],"evidence_ids":["alpha:projection-evidence:document:56e33eec44b59b4a174533988bba211a6bbd8aa62db3c07590cf047180817e25"],"summary":"Linda B. Rutherford member of Audit; Compensation; Nominating and Governance, effective 2022-01-01.","derivation":"temporal_relationship_change"},{"event_id":"alpha:event:transition:l2u6gbe9aytt","event_type":"DIRECTOR_APPOINTED","effective_at":"2018-01-01","detected_at":"2026-10-09T04:47:50.927045+00:00","subject_ids":["alpha:person:cynthia-j-comparin","alpha:company:04757c64-7fe0-4237-b06e-3376542e1292"],"caused_claim_ids":["alpha:claim:company:04757c64-7fe0-4237-b06e-3376542e1292:leadership_role:6"],"evidence_ids":["alpha:projection-evidence:document:56e33eec44b59b4a174533988bba211a6bbd8aa62db3c07590cf047180817e25"],"summary":"Cynthia J. 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