# CF BANKSHARES INC.

> Alpha governed public record. Unknown, unavailable, and unpublished values are never inferred as zero.

## Record

| Field | Value |
| --- | --- |
| Representation | alpha-profile-markdown-v4 |
| Protocol | Alpha Governance Facts Protocol 0.1 |
| Schema | alpha.governance.entity.public.v1 |
| Record version | public-1:d751713988987e9331980363e24189ce:ro-d751713988987e9331980363e24189ce |
| Governance record representation | alpha-governance-record-v2 |
| Canonical entity | alpha:company:88c56d26-acae-41e8-ab1d-78f9c58924ec |
| Entity type | Company |
| Canonical URL | https://registry.alpha.ac/companies/cf-bankshares-inc |
| Publication | PUBLISHED |
| Verification | source_reported |
| Verification schema | alpha-verification-states-v1 |
| Ownership | unclaimed |
| Published claims | 16 |
| Claims under review | 1 |
| Evidence records | 7 |
| Conflicts | 0 |
| Conflicts in internal review | 0 |
| Observed | 2026-10-06T04:46:52.288732+00:00 |
| Last reviewed | 2026-10-06T04:46:52.288732+00:00 |

## Identity

- Legal name: CF BANKSHARES INC.
- Display name: CF BANKSHARES INC.

## Alpha Governance Record

| Field | Value |
| --- | --- |
| Governance Record schema | alpha-governance-record-v2 |
| Ontology | alpha-governance-ontology-v1 |
| Record version | public-1:d751713988987e9331980363e24189ce:ro-d751713988987e9331980363e24189ce |
| As of | 2026-10-06T18:47:23.140856+00:00 |
| Completeness | 0.364 |
| Record Quality | 0.851 |
| Directors | 7 |
| Committees | 0 |
| Governance events | 12 |
| Entity class | public_company |

## Section coverage

| Section | State |
| --- | --- |
| identity | PUBLISHED |
| corporate_structure | NOT_REVIEWED |
| board | PUBLISHED |
| committees | NOT_REVIEWED |
| leadership | PUBLISHED |
| ownership | NOT_REVIEWED |
| financials | NOT_REVIEWED |
| capital_structure | PUBLISHED |
| compensation | NOT_REVIEWED |
| governance | NOT_REVIEWED |
| shareholder_governance | NOT_REVIEWED |
| audit | NOT_REVIEWED |
| legal | NOT_REVIEWED |
| risk | NOT_REVIEWED |
| cyber | NOT_REVIEWED |
| ai_governance | NOT_REVIEWED |
| agent_governance | RESTRICTED |
| markets_external | NOT_REVIEWED |
| events | PUBLISHED |
| relationships | PUBLISHED |
| assessments | PUBLISHED |
| evidence | PUBLISHED |

## Board

- Bradley J. Ringwald: Director. Status: current. Independent: false. Since: 2026-01-01. claim_id=alpha:claim:company:88c56d26-acae-41e8-ab1d-78f9c58924ec:leadership_role:5
- David L. Royer: Director. Status: current. Independent: true. Since: 2018-01-01. claim_id=alpha:claim:company:88c56d26-acae-41e8-ab1d-78f9c58924ec:leadership_role:6
- Edward W. Cochran: Director. Status: current. Independent: true. Since: 2012-01-01. claim_id=alpha:claim:company:88c56d26-acae-41e8-ab1d-78f9c58924ec:leadership_role:7
- James H. Frauenberg: Director. Status: current. Independent: true. Since: 2012-01-01. claim_id=alpha:claim:company:88c56d26-acae-41e8-ab1d-78f9c58924ec:leadership_role:8
- Robert E. Hoeweler: Director. Status: current. Independent: true. Since: 2012-01-01. claim_id=alpha:claim:company:88c56d26-acae-41e8-ab1d-78f9c58924ec:leadership_role:9
- Thomas P. Ash: Director. Status: current. Independent: true. Since: 1985-01-01. claim_id=alpha:claim:company:88c56d26-acae-41e8-ab1d-78f9c58924ec:leadership_role:10
- Timothy T. O'Dell: Director. Status: current. Independent: false. Since: 2012-01-01. claim_id=alpha:claim:company:88c56d26-acae-41e8-ab1d-78f9c58924ec:leadership_role:11

## Executive leadership

- Bradley J. Ringwald: President of CFBank [PRESIDENT]. Status: current. claim_id=alpha:claim:company:88c56d26-acae-41e8-ab1d-78f9c58924ec:leadership_role:12
- C. Timothy Meder: Executive Vice President and Chief Commercial Credit Officer of CFBank. Status: current. claim_id=alpha:claim:company:88c56d26-acae-41e8-ab1d-78f9c58924ec:leadership_role:13
- Kevin J. Beerman: Executive Vice President and Chief Financial Officer of the Company and CFBank [CFO]. Status: current. claim_id=alpha:claim:company:88c56d26-acae-41e8-ab1d-78f9c58924ec:leadership_role:14
- Marianne N. McKinney: Executive Vice President and Chief Operating Officer of CFBank [COO]. Status: current. claim_id=alpha:claim:company:88c56d26-acae-41e8-ab1d-78f9c58924ec:leadership_role:15
- Timothy T. O'Dell: Chief Executive Officer of the Company and President [CEO]. Status: current. claim_id=alpha:claim:company:88c56d26-acae-41e8-ab1d-78f9c58924ec:leadership_role:16

## Governance events

- EXECUTIVE_APPOINTED: Bradley J. Ringwald executive of CF BANKSHARES INC., effective 2026-04-23. Effective: 2026-04-23. Detected: 2026-10-06T04:46:52.288732+00:00. event_id=alpha:event:executive_appointed:1ps2uh3
- EXECUTIVE_APPOINTED: C. Timothy Meder executive of CF BANKSHARES INC., effective 2026-04-23. Effective: 2026-04-23. Detected: 2026-10-06T04:46:52.288732+00:00. event_id=alpha:event:executive_appointed:6lsf57
- CFO_CHANGED: Kevin J. Beerman executive of CF BANKSHARES INC., effective 2026-04-23. Effective: 2026-04-23. Detected: 2026-10-06T04:46:52.288732+00:00. event_id=alpha:event:cfo_changed:1651hit
- EXECUTIVE_APPOINTED: Marianne N. McKinney executive of CF BANKSHARES INC., effective 2026-04-23. Effective: 2026-04-23. Detected: 2026-10-06T04:46:52.288732+00:00. event_id=alpha:event:executive_appointed:10hf9ay
- CEO_CHANGED: Timothy T. O'Dell executive of CF BANKSHARES INC., effective 2026-04-23. Effective: 2026-04-23. Detected: 2026-10-06T04:46:52.288732+00:00. event_id=alpha:event:ceo_changed:oqmruw
- DIRECTOR_APPOINTED: Bradley J. Ringwald seat on CF BANKSHARES INC., effective 2026-01-01. Effective: 2026-01-01. Detected: 2026-10-06T04:46:52.288732+00:00. event_id=alpha:event:director_appointed:10n1uzj
- DIRECTOR_APPOINTED: David L. Royer seat on CF BANKSHARES INC., effective 2018-01-01. Effective: 2018-01-01. Detected: 2026-10-06T04:46:52.288732+00:00. event_id=alpha:event:director_appointed:1vgzper
- DIRECTOR_APPOINTED: Edward W. Cochran seat on CF BANKSHARES INC., effective 2012-01-01. Effective: 2012-01-01. Detected: 2026-10-06T04:46:52.288732+00:00. event_id=alpha:event:director_appointed:1yw5jz3
- DIRECTOR_APPOINTED: James H. Frauenberg seat on CF BANKSHARES INC., effective 2012-01-01. Effective: 2012-01-01. Detected: 2026-10-06T04:46:52.288732+00:00. event_id=alpha:event:director_appointed:1tj6v9
- DIRECTOR_APPOINTED: Robert E. Hoeweler seat on CF BANKSHARES INC., effective 2012-01-01. Effective: 2012-01-01. Detected: 2026-10-06T04:46:52.288732+00:00. event_id=alpha:event:director_appointed:1x2uvhh
- DIRECTOR_APPOINTED: Timothy T. O'Dell seat on CF BANKSHARES INC., effective 2012-01-01. Effective: 2012-01-01. Detected: 2026-10-06T04:46:52.288732+00:00. event_id=alpha:event:director_appointed:1xgvqof
- DIRECTOR_APPOINTED: Thomas P. Ash seat on CF BANKSHARES INC., effective 1985-01-01. Effective: 1985-01-01. Detected: 2026-10-06T04:46:52.288732+00:00. event_id=alpha:event:director_appointed:15o1t5z

## Scoped resources

- `alpha://company/cf-bankshares-inc` (contract): https://registry.alpha.ac/api/public/companies/cf-bankshares-inc?format=record
- `alpha://company/cf-bankshares-inc/identity` (contract): https://registry.alpha.ac/api/public/companies/cf-bankshares-inc?format=record&section=identity
- `alpha://company/cf-bankshares-inc/corporate-structure` (contract): https://registry.alpha.ac/api/public/companies/cf-bankshares-inc?format=record&section=corporate-structure
- `alpha://company/cf-bankshares-inc/board` (contract): https://registry.alpha.ac/api/public/companies/cf-bankshares-inc?format=record&section=board
- `alpha://company/cf-bankshares-inc/committees` (contract): https://registry.alpha.ac/api/public/companies/cf-bankshares-inc?format=record&section=committees
- `alpha://company/cf-bankshares-inc/leadership` (contract): https://registry.alpha.ac/api/public/companies/cf-bankshares-inc?format=record&section=leadership
- `alpha://company/cf-bankshares-inc/ownership` (contract): https://registry.alpha.ac/api/public/companies/cf-bankshares-inc?format=record&section=ownership
- `alpha://company/cf-bankshares-inc/financials` (contract): https://registry.alpha.ac/api/public/companies/cf-bankshares-inc?format=record&section=financials
- `alpha://company/cf-bankshares-inc/capital-structure` (contract): https://registry.alpha.ac/api/public/companies/cf-bankshares-inc?format=record&section=capital-structure
- `alpha://company/cf-bankshares-inc/compensation` (contract): https://registry.alpha.ac/api/public/companies/cf-bankshares-inc?format=record&section=compensation
- `alpha://company/cf-bankshares-inc/governance` (contract): https://registry.alpha.ac/api/public/companies/cf-bankshares-inc?format=record&section=governance
- `alpha://company/cf-bankshares-inc/shareholder-governance` (contract): https://registry.alpha.ac/api/public/companies/cf-bankshares-inc?format=record&section=shareholder-governance
- `alpha://company/cf-bankshares-inc/audit` (contract): https://registry.alpha.ac/api/public/companies/cf-bankshares-inc?format=record&section=audit
- `alpha://company/cf-bankshares-inc/legal` (contract): https://registry.alpha.ac/api/public/companies/cf-bankshares-inc?format=record&section=legal
- `alpha://company/cf-bankshares-inc/risk` (contract): https://registry.alpha.ac/api/public/companies/cf-bankshares-inc?format=record&section=risk
- `alpha://company/cf-bankshares-inc/cyber` (contract): https://registry.alpha.ac/api/public/companies/cf-bankshares-inc?format=record&section=cyber
- `alpha://company/cf-bankshares-inc/ai-governance` (contract): https://registry.alpha.ac/api/public/companies/cf-bankshares-inc?format=record&section=ai-governance
- `alpha://company/cf-bankshares-inc/agents` (contract): https://registry.alpha.ac/api/public/companies/cf-bankshares-inc?format=record&section=agents
- `alpha://company/cf-bankshares-inc/ecosystem` (contract): https://registry.alpha.ac/api/public/companies/cf-bankshares-inc?format=record&section=ecosystem
- `alpha://company/cf-bankshares-inc/events` (contract): https://registry.alpha.ac/api/public/companies/cf-bankshares-inc?format=record&section=events
- `alpha://company/cf-bankshares-inc/relationships` (contract): https://registry.alpha.ac/api/public/companies/cf-bankshares-inc?format=record&section=relationships
- `alpha://company/cf-bankshares-inc/assessments` (contract): https://registry.alpha.ac/api/public/companies/cf-bankshares-inc?format=record&section=assessments
- `alpha://company/cf-bankshares-inc/evidence` (contract): https://registry.alpha.ac/api/public/companies/cf-bankshares-inc?format=record&section=evidence

## Role modules

- NOT_ASSERTED

## Attention

- NO_RECORDS_FOUND

## Committee data

- NO_RECORDS_FOUND

## Leadership

- Bradley J. Ringwald: Director. Claim: alpha:claim:company:88c56d26-acae-41e8-ab1d-78f9c58924ec:leadership_role:5. Valid from: 2026-01-01. Valid to: NOT_ASSERTED. Publication: PUBLISHED. Verification: source_reported. Assertion: source_reported. Evidence: alpha:projection-evidence:document:e2ac8b5abb35e60121e99055b3802f98108af4c4dc10f116a6bb5a75d09625fc.
- David L. Royer: Director. Claim: alpha:claim:company:88c56d26-acae-41e8-ab1d-78f9c58924ec:leadership_role:6. Valid from: 2018-01-01. Valid to: NOT_ASSERTED. Publication: PUBLISHED. Verification: source_reported. Assertion: source_reported. Evidence: alpha:projection-evidence:document:e2ac8b5abb35e60121e99055b3802f98108af4c4dc10f116a6bb5a75d09625fc.
- Edward W. Cochran: Director. Claim: alpha:claim:company:88c56d26-acae-41e8-ab1d-78f9c58924ec:leadership_role:7. Valid from: 2012-01-01. Valid to: NOT_ASSERTED. Publication: PUBLISHED. Verification: source_reported. Assertion: source_reported. Evidence: alpha:projection-evidence:document:e2ac8b5abb35e60121e99055b3802f98108af4c4dc10f116a6bb5a75d09625fc.
- James H. Frauenberg: Director. Claim: alpha:claim:company:88c56d26-acae-41e8-ab1d-78f9c58924ec:leadership_role:8. Valid from: 2012-01-01. Valid to: NOT_ASSERTED. Publication: PUBLISHED. Verification: source_reported. Assertion: source_reported. Evidence: alpha:projection-evidence:document:e2ac8b5abb35e60121e99055b3802f98108af4c4dc10f116a6bb5a75d09625fc.
- Robert E. Hoeweler: Director. Claim: alpha:claim:company:88c56d26-acae-41e8-ab1d-78f9c58924ec:leadership_role:9. Valid from: 2012-01-01. Valid to: NOT_ASSERTED. Publication: PUBLISHED. Verification: source_reported. Assertion: source_reported. Evidence: alpha:projection-evidence:document:e2ac8b5abb35e60121e99055b3802f98108af4c4dc10f116a6bb5a75d09625fc.
- Thomas P. Ash: Director. Claim: alpha:claim:company:88c56d26-acae-41e8-ab1d-78f9c58924ec:leadership_role:10. Valid from: 1985-01-01. Valid to: NOT_ASSERTED. Publication: PUBLISHED. Verification: source_reported. Assertion: source_reported. Evidence: alpha:projection-evidence:document:e2ac8b5abb35e60121e99055b3802f98108af4c4dc10f116a6bb5a75d09625fc.
- Timothy T. O'Dell: Director. Claim: alpha:claim:company:88c56d26-acae-41e8-ab1d-78f9c58924ec:leadership_role:11. Valid from: 2012-01-01. Valid to: NOT_ASSERTED. Publication: PUBLISHED. Verification: source_reported. Assertion: source_reported. Evidence: alpha:projection-evidence:document:e2ac8b5abb35e60121e99055b3802f98108af4c4dc10f116a6bb5a75d09625fc.
- Bradley J. Ringwald: President of CFBank. Claim: alpha:claim:company:88c56d26-acae-41e8-ab1d-78f9c58924ec:leadership_role:12. Valid from: 2026-04-23. Valid to: NOT_ASSERTED. Publication: PUBLISHED. Verification: source_reported. Assertion: source_reported. Evidence: alpha:projection-evidence:document:f2443bfc607e61b1aa509091fde3142cea25b297b307dabeccb18ddb55fde30a.
- C. Timothy Meder: Executive Vice President and Chief Commercial Credit Officer of CFBank. Claim: alpha:claim:company:88c56d26-acae-41e8-ab1d-78f9c58924ec:leadership_role:13. Valid from: 2026-04-23. Valid to: NOT_ASSERTED. Publication: PUBLISHED. Verification: source_reported. Assertion: source_reported. Evidence: alpha:projection-evidence:document:c214e257bba06eef667bc3be1fff2574f84e7df3d3f136403250a8f06a232f01.
- Kevin J. Beerman: Executive Vice President and Chief Financial Officer of the Company and CFBank. Claim: alpha:claim:company:88c56d26-acae-41e8-ab1d-78f9c58924ec:leadership_role:14. Valid from: 2026-04-23. Valid to: NOT_ASSERTED. Publication: PUBLISHED. Verification: source_reported. Assertion: source_reported. Evidence: alpha:projection-evidence:document:889d330ebc8caea6ad9099d383bf34c1dbebfd3e0ce152c412fc4c6cc2e80b96.
- Marianne N. McKinney: Executive Vice President and Chief Operating Officer of CFBank. Claim: alpha:claim:company:88c56d26-acae-41e8-ab1d-78f9c58924ec:leadership_role:15. Valid from: 2026-04-23. Valid to: NOT_ASSERTED. Publication: PUBLISHED. Verification: source_reported. Assertion: source_reported. Evidence: alpha:projection-evidence:document:0014c6ce3c615e1c20c2f12454337f23fc758cf7cdf1170db6da9cc960510303.
- Timothy T. O'Dell: Chief Executive Officer of the Company and President. Claim: alpha:claim:company:88c56d26-acae-41e8-ab1d-78f9c58924ec:leadership_role:16. Valid from: 2026-04-23. Valid to: NOT_ASSERTED. Publication: PUBLISHED. Verification: source_reported. Assertion: source_reported. Evidence: alpha:projection-evidence:document:c8518f963f084f2e63390902b716c0a3c655f740a1f1a6fa7301ed007b29a1eb.

## Roles

- PUBLISHED

## Governance

- NOT_ASSERTED

## Board committees

- PUBLISHED

## Financials

- NOT_ASSERTED

## Workforce

- NOT_ASSERTED

## Market and index context

- PUBLISHED

## Legal Name

- CF BANKSHARES INC.. Claim: alpha:claim:company:88c56d26-acae-41e8-ab1d-78f9c58924ec:legal_name:1. Publication: PUBLISHED. Verification: source_reported. Assertion: source_reported. Evidence: alpha:projection-evidence:4d8525c87dfe2187cbe06af06f7714672b7eebbc9c67273dd14914bcf2526a44.

## Entity Status

- Public listing published. Claim: alpha:claim:company:88c56d26-acae-41e8-ab1d-78f9c58924ec:entity_status:3. Publication: PUBLISHED. Verification: source_reported. Assertion: source_reported. Evidence: alpha:projection-evidence:4d8525c87dfe2187cbe06af06f7714672b7eebbc9c67273dd14914bcf2526a44.

## Published Fact

- US. Claim: alpha:claim:company:88c56d26-acae-41e8-ab1d-78f9c58924ec:published_fact:4. Publication: PUBLISHED. Verification: source_reported. Assertion: source_reported. Evidence: alpha:projection-evidence:4d8525c87dfe2187cbe06af06f7714672b7eebbc9c67273dd14914bcf2526a44.

## Security Listing

- CFBK (NASDAQ). Claim: alpha:claim:company:88c56d26-acae-41e8-ab1d-78f9c58924ec:security_listing:17. Publication: PUBLISHED. Verification: source_reported. Assertion: source_reported. Evidence: alpha:projection-evidence:4d8525c87dfe2187cbe06af06f7714672b7eebbc9c67273dd14914bcf2526a44.

## Coverage states

| Field | Value |
| --- | --- |
| Identity | PUBLISHED |
| Business | PUBLISHED |
| Leadership | PUBLISHED |
| Board and committees | PUBLISHED |
| Governance | NOT_ASSERTED |
| Financials | NOT_ASSERTED |
| Workforce | NOT_ASSERTED |
| Ownership | NOT_ASSERTED |
| Ratings | NOT_PUBLISHED |
| Market and index context | PUBLISHED |

## Public sources

- alpha:projection-evidence:4d8525c87dfe2187cbe06af06f7714672b7eebbc9c67273dd14914bcf2526a44: [Alpha canonical company public projection](https://www.alpha.ac/api/public/companies/cf-bankshares-inc).
- alpha:projection-evidence:document:e2ac8b5abb35e60121e99055b3802f98108af4c4dc10f116a6bb5a75d09625fc: [CF BANKSHARES INC. DEF 14A 2026-04-23](https://www.sec.gov/Archives/edgar/data/1070680/000119312526172294/cfbk-20260423.htm).
- alpha:projection-evidence:document:f2443bfc607e61b1aa509091fde3142cea25b297b307dabeccb18ddb55fde30a: [CFBK DEF 14A executive officers](https://www.sec.gov/Archives/edgar/data/1070680/000119312526172294/cfbk-20260423.htm).
- alpha:projection-evidence:document:c214e257bba06eef667bc3be1fff2574f84e7df3d3f136403250a8f06a232f01: [CFBK DEF 14A executive officers](https://www.sec.gov/Archives/edgar/data/1070680/000119312526172294/cfbk-20260423.htm).
- alpha:projection-evidence:document:889d330ebc8caea6ad9099d383bf34c1dbebfd3e0ce152c412fc4c6cc2e80b96: [CFBK DEF 14A executive officers](https://www.sec.gov/Archives/edgar/data/1070680/000119312526172294/cfbk-20260423.htm).
- alpha:projection-evidence:document:0014c6ce3c615e1c20c2f12454337f23fc758cf7cdf1170db6da9cc960510303: [CFBK DEF 14A executive officers](https://www.sec.gov/Archives/edgar/data/1070680/000119312526172294/cfbk-20260423.htm).
- alpha:projection-evidence:document:c8518f963f084f2e63390902b716c0a3c655f740a1f1a6fa7301ed007b29a1eb: [CFBK DEF 14A executive officers](https://www.sec.gov/Archives/edgar/data/1070680/000119312526172294/cfbk-20260423.htm).

## Rights

| Field | Value |
| --- | --- |
| public_retrieval | allowed |
| agent_retrieval | allowed |
| redistribution | not_granted |
| model_training | not_granted |
| commercial_use | not_specified |
| relationship_pathfinding | not_granted |
| direct_contact | not_granted |

## Limitations

- Absence of a leadership role, committee, or disclosure is not evidence that it does not exist.
- Only explicitly published canonical company identity and current confirmed public roles are included.
- Absence of a board, committee, executive, listing, or claim is not evidence that it does not exist.
- Public retrieval does not grant redistribution, model-training, direct-contact, or relationship-pathfinding rights.
- This Company Profile is an identity and evidence record, not an Alpha rating.

## Alternate representations

- [Canonical profile](https://registry.alpha.ac/companies/cf-bankshares-inc)
- [Public Markdown](https://registry.alpha.ac/companies/cf-bankshares-inc.md)
- [Public JSON](https://registry.alpha.ac/api/public/companies/cf-bankshares-inc?format=record)
- [JSON-LD](https://registry.alpha.ac/api/public/companies/cf-bankshares-inc?format=jsonld)
- MCP resource: `alpha://companies/cf-bankshares-inc` at https://mcp.alpha.ac/mcp


## Connected governance records

Only explicitly published, rights-cleared records. Missing records do not establish absence, safety, or complete coverage.

## Critical-risk oversight

Snapshot as of 2026-10-06T18:47:23.145663+00:00; recorded 2026-10-06T18:47:23.145663+00:00. Every published assignment for this snapshot is listed.
Only explicitly reviewed, rights-cleared assignments, in the company's own wording.
An assignment shows where oversight is placed, not whether it is effective. Missing records do not establish absence.