# Essent Group Ltd. > Alpha governed public record. Unknown, unavailable, and unpublished values are never inferred as zero. ## Record | Field | Value | | --- | --- | | Representation | alpha-profile-markdown-v4 | | Protocol | Alpha Governance Facts Protocol 0.1 | | Schema | alpha.governance.entity.public.v1 | | Record version | public-1:d751713988987e9331980363e24189ce:ro-d751713988987e9331980363e24189ce | | Governance record representation | alpha-governance-record-v2 | | Canonical entity | alpha:company:83291486-0d5a-4993-92dd-8f9fd1a6dda7 | | Entity type | Company | | Canonical URL | https://registry.alpha.ac/companies/essent-group-ltd | | Publication | PUBLISHED | | Verification | source_reported | | Verification schema | alpha-verification-states-v1 | | Ownership | unclaimed | | Published claims | 17 | | Claims under review | 1 | | Evidence records | 5 | | Conflicts | 0 | | Conflicts in internal review | 0 | | Observed | 2026-10-13T04:45:38.629623+00:00 | | Last reviewed | 2026-10-13T04:45:38.629623+00:00 | ## Identity - Legal name: Essent Group Ltd. - Display name: Essent Group Ltd. ## Alpha Governance Record | Field | Value | | --- | --- | | Governance Record schema | alpha-governance-record-v2 | | Ontology | alpha-governance-ontology-v1 | | Record version | public-1:d751713988987e9331980363e24189ce:ro-d751713988987e9331980363e24189ce | | As of | 2026-10-13T15:12:21.618476+00:00 | | Completeness | 0.409 | | Record Quality | 0.827 | | Directors | 3 | | Committees | 5 | | Governance events | 9 | | Entity class | public_company | ## Section coverage | Section | State | | --- | --- | | identity | PUBLISHED | | corporate_structure | NOT_REVIEWED | | board | PUBLISHED | | committees | PUBLISHED | | leadership | PUBLISHED | | ownership | NOT_REVIEWED | | financials | NOT_REVIEWED | | capital_structure | PUBLISHED | | compensation | NOT_REVIEWED | | governance | NOT_REVIEWED | | shareholder_governance | NOT_REVIEWED | | audit | NOT_REVIEWED | | legal | NOT_REVIEWED | | risk | NOT_REVIEWED | | cyber | NOT_REVIEWED | | ai_governance | NOT_REVIEWED | | agent_governance | RESTRICTED | | markets_external | NOT_REVIEWED | | events | PUBLISHED | | relationships | PUBLISHED | | assessments | PUBLISHED | | evidence | PUBLISHED | ## Board - Douglas J. Pauls: Director. Status: current. Independent: true. Since: 2013-01-01. Committees: Audit (chair); Audit · Chair; Compensation; Nominating and Governance (member); Compensation (member); Nominating and Governance (member). claim_id=alpha:claim:company:83291486-0d5a-4993-92dd-8f9fd1a6dda7:leadership_role:5 - Mark A. Casale: Director. Status: current. Independent: false. Since: 2008-01-01. claim_id=alpha:claim:company:83291486-0d5a-4993-92dd-8f9fd1a6dda7:leadership_role:6 - William Spiegel: Director. Status: current. Independent: true. Since: 2008-01-01. Committees: Compensation (chair); Compensation · Chair; Nominating and Governance · Chair (member); Nominating and Governance (chair). claim_id=alpha:claim:company:83291486-0d5a-4993-92dd-8f9fd1a6dda7:leadership_role:7 ## Committees - Audit (audit). Chair: Douglas J. Pauls. Members: Douglas J. Pauls (chair, current). committee_id=alpha:committee:essent-group-ltd:audit - Audit · Chair; Compensation; Nominating and Governance (audit). Chair: NOT_PUBLISHED. Members: Douglas J. Pauls (member, current). committee_id=alpha:committee:essent-group-ltd:audit-chair-compensation-nominating-and-governance - Compensation (compensation). Chair: William Spiegel. Members: William Spiegel (chair, current); Douglas J. Pauls (member, current). committee_id=alpha:committee:essent-group-ltd:compensation - Compensation · Chair; Nominating and Governance · Chair (compensation). Chair: NOT_PUBLISHED. Members: William Spiegel (member, current). committee_id=alpha:committee:essent-group-ltd:compensation-chair-nominating-and-governance-chair - Nominating and Governance (nominating_governance). Chair: William Spiegel. Members: William Spiegel (chair, current); Douglas J. Pauls (member, current). committee_id=alpha:committee:essent-group-ltd:nominating-and-governance ## Executive leadership - Mark A. Casale: Chairman of the Board of Directors, President and Chief Executive Officer [CEO]. Status: current. claim_id=alpha:claim:company:83291486-0d5a-4993-92dd-8f9fd1a6dda7:leadership_role:8 - Mary L. Gibbons: Senior Vice President, Chief Legal Officer and Assistant Secretary [GC]. Status: current. claim_id=alpha:claim:company:83291486-0d5a-4993-92dd-8f9fd1a6dda7:leadership_role:9 ## Governance events - CEO_CHANGED: Mark A. Casale executive of Essent Group Ltd., effective 2026-03-26. Effective: 2026-03-26. Detected: 2026-10-13T04:45:38.629623+00:00. event_id=alpha:event:transition:o0yn8g1fqzhpa - GC_CHANGED: Mary L. Gibbons executive of Essent Group Ltd., effective 2026-03-26. Effective: 2026-03-26. Detected: 2026-10-13T04:45:38.629623+00:00. event_id=alpha:event:transition:biv1x113n2oi5 - DIRECTOR_APPOINTED: Douglas J. Pauls seat on Essent Group Ltd., effective 2013-01-01. Effective: 2013-01-01. Detected: 2026-10-13T04:45:38.629623+00:00. event_id=alpha:event:transition:1p0pzwtpmxc3x - COMMITTEE_CREATED: Audit · Chair; Compensation; Nominating and Governance committee of Essent Group Ltd., effective 2013-01-01. Effective: 2013-01-01. Detected: 2026-10-13T04:45:38.629623+00:00. event_id=alpha:event:transition:1h73qybpvbjuh - COMMITTEE_MEMBER_ADDED: Douglas J. Pauls member of Audit · Chair; Compensation; Nominating and Governance, effective 2013-01-01. Effective: 2013-01-01. Detected: 2026-10-13T04:45:38.629623+00:00. event_id=alpha:event:transition:vpzc3ijm89q4 - DIRECTOR_APPOINTED: Mark A. Casale seat on Essent Group Ltd., effective 2008-01-01. Effective: 2008-01-01. Detected: 2026-10-13T04:45:38.629623+00:00. event_id=alpha:event:transition:3lytuq1umqvjc - DIRECTOR_APPOINTED: William Spiegel seat on Essent Group Ltd., effective 2008-01-01. Effective: 2008-01-01. Detected: 2026-10-13T04:45:38.629623+00:00. event_id=alpha:event:transition:1wmb1sp12qz2ul - COMMITTEE_CREATED: Compensation · Chair; Nominating and Governance · Chair committee of Essent Group Ltd., effective 2008-01-01. Effective: 2008-01-01. Detected: 2026-10-13T04:45:38.629623+00:00. event_id=alpha:event:transition:1tsy7bx12ubr71 - COMMITTEE_MEMBER_ADDED: William Spiegel member of Compensation · Chair; Nominating and Governance · Chair, effective 2008-01-01. Effective: 2008-01-01. Detected: 2026-10-13T04:45:38.629623+00:00. event_id=alpha:event:transition:flz8vg1j4jl1w ## Scoped resources - `alpha://company/essent-group-ltd` (contract): https://registry.alpha.ac/api/public/companies/essent-group-ltd?format=record - `alpha://company/essent-group-ltd/identity` (contract): https://registry.alpha.ac/api/public/companies/essent-group-ltd?format=record§ion=identity - `alpha://company/essent-group-ltd/corporate-structure` (contract): https://registry.alpha.ac/api/public/companies/essent-group-ltd?format=record§ion=corporate-structure - `alpha://company/essent-group-ltd/board` (contract): https://registry.alpha.ac/api/public/companies/essent-group-ltd?format=record§ion=board - `alpha://company/essent-group-ltd/committees` (contract): https://registry.alpha.ac/api/public/companies/essent-group-ltd?format=record§ion=committees - `alpha://company/essent-group-ltd/leadership` (contract): https://registry.alpha.ac/api/public/companies/essent-group-ltd?format=record§ion=leadership - `alpha://company/essent-group-ltd/ownership` (contract): https://registry.alpha.ac/api/public/companies/essent-group-ltd?format=record§ion=ownership - `alpha://company/essent-group-ltd/financials` (contract): https://registry.alpha.ac/api/public/companies/essent-group-ltd?format=record§ion=financials - `alpha://company/essent-group-ltd/capital-structure` (contract): https://registry.alpha.ac/api/public/companies/essent-group-ltd?format=record§ion=capital-structure - `alpha://company/essent-group-ltd/compensation` (contract): https://registry.alpha.ac/api/public/companies/essent-group-ltd?format=record§ion=compensation - `alpha://company/essent-group-ltd/governance` (contract): https://registry.alpha.ac/api/public/companies/essent-group-ltd?format=record§ion=governance - `alpha://company/essent-group-ltd/shareholder-governance` (contract): https://registry.alpha.ac/api/public/companies/essent-group-ltd?format=record§ion=shareholder-governance - `alpha://company/essent-group-ltd/audit` (contract): https://registry.alpha.ac/api/public/companies/essent-group-ltd?format=record§ion=audit - `alpha://company/essent-group-ltd/legal` (contract): https://registry.alpha.ac/api/public/companies/essent-group-ltd?format=record§ion=legal - `alpha://company/essent-group-ltd/risk` (contract): https://registry.alpha.ac/api/public/companies/essent-group-ltd?format=record§ion=risk - `alpha://company/essent-group-ltd/cyber` (contract): https://registry.alpha.ac/api/public/companies/essent-group-ltd?format=record§ion=cyber - `alpha://company/essent-group-ltd/ai-governance` (contract): https://registry.alpha.ac/api/public/companies/essent-group-ltd?format=record§ion=ai-governance - `alpha://company/essent-group-ltd/agents` (contract): https://registry.alpha.ac/api/public/companies/essent-group-ltd?format=record§ion=agents - `alpha://company/essent-group-ltd/ecosystem` (contract): https://registry.alpha.ac/api/public/companies/essent-group-ltd?format=record§ion=ecosystem - `alpha://company/essent-group-ltd/events` (contract): https://registry.alpha.ac/api/public/companies/essent-group-ltd?format=record§ion=events - `alpha://company/essent-group-ltd/relationships` (contract): https://registry.alpha.ac/api/public/companies/essent-group-ltd?format=record§ion=relationships - `alpha://company/essent-group-ltd/assessments` (contract): https://registry.alpha.ac/api/public/companies/essent-group-ltd?format=record§ion=assessments - `alpha://company/essent-group-ltd/evidence` (contract): https://registry.alpha.ac/api/public/companies/essent-group-ltd?format=record§ion=evidence ## Role modules - NOT_ASSERTED ## Attention - NO_RECORDS_FOUND ## Committee data - Claim alpha:claim:company:83291486-0d5a-4993-92dd-8f9fd1a6dda7:committee_appointment:11: `{"kind":"committee_appointment","original_name":"Audit","category":"audit","role":"chair","person":{"alpha_id":"alpha:person:douglas-j-pauls","name":"Douglas J. Pauls"},"source_id":"board_seats"}` - Claim alpha:claim:company:83291486-0d5a-4993-92dd-8f9fd1a6dda7:committee_appointment:13: `{"kind":"committee_appointment","original_name":"Compensation","category":"compensation","role":"chair","person":{"alpha_id":"alpha:person:william-spiegel","name":"William Spiegel"},"source_id":"board_seats"}` - Claim alpha:claim:company:83291486-0d5a-4993-92dd-8f9fd1a6dda7:committee_appointment:14: `{"kind":"committee_appointment","original_name":"Compensation","category":"compensation","role":"member","person":{"alpha_id":"alpha:person:douglas-j-pauls","name":"Douglas J. Pauls"},"source_id":"board_seats"}` - Claim alpha:claim:company:83291486-0d5a-4993-92dd-8f9fd1a6dda7:committee_appointment:16: `{"kind":"committee_appointment","original_name":"Nominating and Governance","category":"nominating_governance","role":"chair","person":{"alpha_id":"alpha:person:william-spiegel","name":"William Spiegel"},"source_id":"board_seats"}` - Claim alpha:claim:company:83291486-0d5a-4993-92dd-8f9fd1a6dda7:committee_appointment:17: `{"kind":"committee_appointment","original_name":"Nominating and Governance","category":"nominating_governance","role":"member","person":{"alpha_id":"alpha:person:douglas-j-pauls","name":"Douglas J. Pauls"},"source_id":"board_seats"}` ## Leadership - Douglas J. Pauls: Director, Audit · Chair; Compensation; Nominating and Governance. Claim: alpha:claim:company:83291486-0d5a-4993-92dd-8f9fd1a6dda7:leadership_role:5. Valid from: 2013-01-01. Valid to: NOT_ASSERTED. Publication: PUBLISHED. Verification: source_reported. Assertion: source_reported. Evidence: alpha:projection-evidence:document:cc86e95847773b510da7a83a87fc0afa305d1d1d04a1d4e7e8981ef316ab4342. - Mark A. Casale: Director. Claim: alpha:claim:company:83291486-0d5a-4993-92dd-8f9fd1a6dda7:leadership_role:6. Valid from: 2008-01-01. Valid to: NOT_ASSERTED. Publication: PUBLISHED. Verification: source_reported. Assertion: source_reported. Evidence: alpha:projection-evidence:document:cc86e95847773b510da7a83a87fc0afa305d1d1d04a1d4e7e8981ef316ab4342. - William Spiegel: Director, Compensation · Chair; Nominating and Governance · Chair. Claim: alpha:claim:company:83291486-0d5a-4993-92dd-8f9fd1a6dda7:leadership_role:7. Valid from: 2008-01-01. Valid to: NOT_ASSERTED. Publication: PUBLISHED. Verification: source_reported. Assertion: source_reported. Evidence: alpha:projection-evidence:document:cc86e95847773b510da7a83a87fc0afa305d1d1d04a1d4e7e8981ef316ab4342. - Mark A. Casale: Chairman of the Board of Directors, President and Chief Executive Officer. Claim: alpha:claim:company:83291486-0d5a-4993-92dd-8f9fd1a6dda7:leadership_role:8. Valid from: 2026-03-26. Valid to: NOT_ASSERTED. Publication: PUBLISHED. Verification: source_reported. Assertion: source_reported. Evidence: alpha:projection-evidence:document:bbc92e78116d1bbb609dc476e2a350e2e1ccf7c33ea53cb1d740e5c0c898a19a. - Mary L. Gibbons: Senior Vice President, Chief Legal Officer and Assistant Secretary. Claim: alpha:claim:company:83291486-0d5a-4993-92dd-8f9fd1a6dda7:leadership_role:9. Valid from: 2026-03-26. Valid to: NOT_ASSERTED. Publication: PUBLISHED. Verification: source_reported. Assertion: source_reported. Evidence: alpha:projection-evidence:document:aedcf95baef5a0c8d76c49b06990e244d8e06f60414719d0274a42d180351bee. ## Roles - PUBLISHED ## Governance - NOT_ASSERTED ## Board committees - Audit: Chair Douglas J. Pauls; Members Douglas J. Pauls (Chair). Claim: alpha:claim:company:83291486-0d5a-4993-92dd-8f9fd1a6dda7:committee_record:10. Publication: PUBLISHED. Verification: source_reported. Assertion: source_reported. Evidence: alpha:projection-evidence:33bb0356c2f51400b6018c893a2217b063bf7aefb8ec5284311eff2cafe64ff1. - Compensation: Chair William Spiegel; Members William Spiegel (Chair); Douglas J. Pauls. Claim: alpha:claim:company:83291486-0d5a-4993-92dd-8f9fd1a6dda7:committee_record:12. Publication: PUBLISHED. Verification: source_reported. Assertion: source_reported. Evidence: alpha:projection-evidence:33bb0356c2f51400b6018c893a2217b063bf7aefb8ec5284311eff2cafe64ff1. - Nominating and Governance: Chair William Spiegel; Members William Spiegel (Chair); Douglas J. Pauls. Claim: alpha:claim:company:83291486-0d5a-4993-92dd-8f9fd1a6dda7:committee_record:15. Publication: PUBLISHED. Verification: source_reported. Assertion: source_reported. Evidence: alpha:projection-evidence:33bb0356c2f51400b6018c893a2217b063bf7aefb8ec5284311eff2cafe64ff1. ## Financials - NOT_ASSERTED ## Workforce - NOT_ASSERTED ## Market and index context - PUBLISHED ## Legal Name - Essent Group Ltd.. Claim: alpha:claim:company:83291486-0d5a-4993-92dd-8f9fd1a6dda7:legal_name:1. Publication: PUBLISHED. Verification: source_reported. Assertion: source_reported. Evidence: alpha:projection-evidence:58e003ad50942ee79d96b2b3d5aababe951a797151365dbf00ab7742af4289ef. ## Entity Status - Public listing published. Claim: alpha:claim:company:83291486-0d5a-4993-92dd-8f9fd1a6dda7:entity_status:3. Publication: PUBLISHED. Verification: source_reported. Assertion: source_reported. Evidence: alpha:projection-evidence:58e003ad50942ee79d96b2b3d5aababe951a797151365dbf00ab7742af4289ef. ## Published Fact - US. Claim: alpha:claim:company:83291486-0d5a-4993-92dd-8f9fd1a6dda7:published_fact:4. Publication: PUBLISHED. Verification: source_reported. Assertion: source_reported. Evidence: alpha:projection-evidence:58e003ad50942ee79d96b2b3d5aababe951a797151365dbf00ab7742af4289ef. ## Committee Appointment - Douglas J. Pauls: chair, Audit. Claim: alpha:claim:company:83291486-0d5a-4993-92dd-8f9fd1a6dda7:committee_appointment:11. Publication: PUBLISHED. Verification: source_reported. Assertion: source_reported. Evidence: alpha:projection-evidence:33bb0356c2f51400b6018c893a2217b063bf7aefb8ec5284311eff2cafe64ff1. - William Spiegel: chair, Compensation. Claim: alpha:claim:company:83291486-0d5a-4993-92dd-8f9fd1a6dda7:committee_appointment:13. Publication: PUBLISHED. Verification: source_reported. Assertion: source_reported. Evidence: alpha:projection-evidence:33bb0356c2f51400b6018c893a2217b063bf7aefb8ec5284311eff2cafe64ff1. - Douglas J. Pauls: member, Compensation. Claim: alpha:claim:company:83291486-0d5a-4993-92dd-8f9fd1a6dda7:committee_appointment:14. Publication: PUBLISHED. Verification: source_reported. Assertion: source_reported. Evidence: alpha:projection-evidence:33bb0356c2f51400b6018c893a2217b063bf7aefb8ec5284311eff2cafe64ff1. - William Spiegel: chair, Nominating and Governance. Claim: alpha:claim:company:83291486-0d5a-4993-92dd-8f9fd1a6dda7:committee_appointment:16. Publication: PUBLISHED. Verification: source_reported. Assertion: source_reported. Evidence: alpha:projection-evidence:33bb0356c2f51400b6018c893a2217b063bf7aefb8ec5284311eff2cafe64ff1. - Douglas J. Pauls: member, Nominating and Governance. Claim: alpha:claim:company:83291486-0d5a-4993-92dd-8f9fd1a6dda7:committee_appointment:17. Publication: PUBLISHED. Verification: source_reported. Assertion: source_reported. Evidence: alpha:projection-evidence:33bb0356c2f51400b6018c893a2217b063bf7aefb8ec5284311eff2cafe64ff1. ## Security Listing - ESNT (NYSE). Claim: alpha:claim:company:83291486-0d5a-4993-92dd-8f9fd1a6dda7:security_listing:18. Publication: PUBLISHED. Verification: source_reported. Assertion: source_reported. Evidence: alpha:projection-evidence:58e003ad50942ee79d96b2b3d5aababe951a797151365dbf00ab7742af4289ef. ## Coverage states | Field | Value | | --- | --- | | Identity | PUBLISHED | | Business | PUBLISHED | | Leadership | PUBLISHED | | Board and committees | PUBLISHED | | Governance | NOT_ASSERTED | | Financials | NOT_ASSERTED | | Workforce | NOT_ASSERTED | | Ownership | NOT_ASSERTED | | Ratings | NOT_PUBLISHED | | Market and index context | PUBLISHED | ## Public sources - alpha:projection-evidence:58e003ad50942ee79d96b2b3d5aababe951a797151365dbf00ab7742af4289ef: [Alpha canonical company public projection](https://www.alpha.ac/api/public/companies/essent-group-ltd). - alpha:projection-evidence:document:cc86e95847773b510da7a83a87fc0afa305d1d1d04a1d4e7e8981ef316ab4342: [Essent Group Ltd. DEF 14A 2026-03-26](https://www.sec.gov/Archives/edgar/data/1448893/000110465926035242/tm261547-1_def14a.htm). - alpha:projection-evidence:document:bbc92e78116d1bbb609dc476e2a350e2e1ccf7c33ea53cb1d740e5c0c898a19a: [ESNT DEF 14A executive officers](https://www.sec.gov/Archives/edgar/data/1448893/000110465926035242/tm261547-1_def14a.htm). - alpha:projection-evidence:document:aedcf95baef5a0c8d76c49b06990e244d8e06f60414719d0274a42d180351bee: [ESNT DEF 14A executive officers](https://www.sec.gov/Archives/edgar/data/1448893/000110465926035242/tm261547-1_def14a.htm). - alpha:projection-evidence:33bb0356c2f51400b6018c893a2217b063bf7aefb8ec5284311eff2cafe64ff1: [Audit](https://www.sec.gov/Archives/edgar/data/1448893/000110465926035242/tm261547-1_def14a.htm). ## Rights | Field | Value | | --- | --- | | public_retrieval | allowed | | agent_retrieval | allowed | | redistribution | not_granted | | model_training | not_granted | | commercial_use | not_specified | | relationship_pathfinding | not_granted | | direct_contact | not_granted | ## Limitations - Absence of a leadership role, committee, or disclosure is not evidence that it does not exist. - Only explicitly published canonical company identity and current confirmed public roles are included. - Absence of a board, committee, executive, listing, or claim is not evidence that it does not exist. - Public retrieval does not grant redistribution, model-training, direct-contact, or relationship-pathfinding rights. - This Company Profile is an identity and evidence record, not an Alpha rating. ## Alternate representations - [Canonical profile](https://registry.alpha.ac/companies/essent-group-ltd) - [Public Markdown](https://registry.alpha.ac/companies/essent-group-ltd.md) - [Public JSON](https://registry.alpha.ac/api/public/companies/essent-group-ltd?format=record) - [JSON-LD](https://registry.alpha.ac/api/public/companies/essent-group-ltd?format=jsonld) - MCP resource: `alpha://companies/essent-group-ltd` at https://mcp.alpha.ac/mcp ## Connected governance records Only explicitly published, rights-cleared records. Missing records do not establish absence, safety, or complete coverage. ## Critical-risk oversight Snapshot as of 2026-10-13T15:12:21.395468+00:00; recorded 2026-10-13T15:12:21.395468+00:00. Every published assignment for this snapshot is listed. Only explicitly reviewed, rights-cleared assignments in effect on the as-of date, in the company's own wording. An assignment shows where oversight is placed, not whether it is effective. Missing records do not establish absence.