# INDEPENDENT BANK CORP

> Alpha governed public record. Unknown, unavailable, and unpublished values are never inferred as zero.

## Record

| Field | Value |
| --- | --- |
| Representation | alpha-profile-markdown-v4 |
| Protocol | Alpha Governance Facts Protocol 0.1 |
| Schema | alpha.governance.entity.public.v1 |
| Record version | public-1:d751713988987e9331980363e24189ce:ro-d751713988987e9331980363e24189ce |
| Governance record representation | alpha-governance-record-v2 |
| Canonical entity | alpha:company:c9b06a42-4104-46ce-ba4d-a858a62fcb28 |
| Entity type | Company |
| Canonical URL | https://registry.alpha.ac/companies/independent-bank-corp-mi |
| Publication | PUBLISHED |
| Verification | source_reported |
| Verification schema | alpha-verification-states-v1 |
| Ownership | unclaimed |
| Published claims | 12 |
| Claims under review | 1 |
| Evidence records | 5 |
| Conflicts | 0 |
| Conflicts in internal review | 0 |
| Observed | 2026-10-11T04:46:10.2991+00:00 |
| Last reviewed | 2026-10-11T04:46:10.2991+00:00 |

## Identity

- Legal name: INDEPENDENT BANK CORP /MI/
- Display name: INDEPENDENT BANK CORP

## Alpha Governance Record

| Field | Value |
| --- | --- |
| Governance Record schema | alpha-governance-record-v2 |
| Ontology | alpha-governance-ontology-v1 |
| Record version | public-1:d751713988987e9331980363e24189ce:ro-d751713988987e9331980363e24189ce |
| As of | 2026-10-11T13:47:24.406073+00:00 |
| Completeness | 0.364 |
| Record Quality | 0.843 |
| Directors | 5 |
| Committees | 0 |
| Governance events | 8 |
| Entity class | public_company |

## Section coverage

| Section | State |
| --- | --- |
| identity | PUBLISHED |
| corporate_structure | NOT_REVIEWED |
| board | PUBLISHED |
| committees | NOT_REVIEWED |
| leadership | PUBLISHED |
| ownership | NOT_REVIEWED |
| financials | NOT_REVIEWED |
| capital_structure | PUBLISHED |
| compensation | NOT_REVIEWED |
| governance | NOT_REVIEWED |
| shareholder_governance | NOT_REVIEWED |
| audit | NOT_REVIEWED |
| legal | NOT_REVIEWED |
| risk | NOT_REVIEWED |
| cyber | NOT_REVIEWED |
| ai_governance | NOT_REVIEWED |
| agent_governance | RESTRICTED |
| markets_external | NOT_REVIEWED |
| events | PUBLISHED |
| relationships | PUBLISHED |
| assessments | PUBLISHED |
| evidence | PUBLISHED |

## Board

- Christina L. Keller: Director. Status: current. Independent: NOT_PUBLISHED. Since: 2016-01-01. claim_id=alpha:claim:company:c9b06a42-4104-46ce-ba4d-a858a62fcb28:leadership_role:5
- Dennis W. Archer, Jr: Director. Status: current. Independent: NOT_PUBLISHED. Since: 2020-01-01. claim_id=alpha:claim:company:c9b06a42-4104-46ce-ba4d-a858a62fcb28:leadership_role:6
- Joan A. Budden: Director. Status: current. Independent: NOT_PUBLISHED. Since: 2015-01-01. claim_id=alpha:claim:company:c9b06a42-4104-46ce-ba4d-a858a62fcb28:leadership_role:7
- Michael J. Cok: Director. Status: current. Independent: NOT_PUBLISHED. Since: 2017-01-01. claim_id=alpha:claim:company:c9b06a42-4104-46ce-ba4d-a858a62fcb28:leadership_role:8
- William J. Boer: Director. Status: current. Independent: NOT_PUBLISHED. Since: 2012-01-01. claim_id=alpha:claim:company:c9b06a42-4104-46ce-ba4d-a858a62fcb28:leadership_role:9

## Executive leadership

- Gavin A. Mohr: Executive Vice President and Chief Financial Officer [CFO]. Status: current. claim_id=alpha:claim:company:c9b06a42-4104-46ce-ba4d-a858a62fcb28:leadership_role:10
- James J. Twarozynski: Senior Vice President and Chief Accounting Officer [CAO]. Status: current. claim_id=alpha:claim:company:c9b06a42-4104-46ce-ba4d-a858a62fcb28:leadership_role:11
- William B. Kessel: President, Chief Executive Officer, and Director [CEO]. Status: current. claim_id=alpha:claim:company:c9b06a42-4104-46ce-ba4d-a858a62fcb28:leadership_role:12

## Governance events

- CFO_CHANGED: Gavin A. Mohr executive of INDEPENDENT BANK CORP, effective 2026-03-06. Effective: 2026-03-06. Detected: 2026-10-11T04:46:10.2991+00:00. event_id=alpha:event:transition:s5jivl1wm42if
- EXECUTIVE_APPOINTED: James J. Twarozynski executive of INDEPENDENT BANK CORP, effective 2026-03-06. Effective: 2026-03-06. Detected: 2026-10-11T04:46:10.2991+00:00. event_id=alpha:event:transition:jd8n4218k0rpw
- CEO_CHANGED: William B. Kessel executive of INDEPENDENT BANK CORP, effective 2026-03-06. Effective: 2026-03-06. Detected: 2026-10-11T04:46:10.2991+00:00. event_id=alpha:event:transition:y00jvkmjdz6m
- DIRECTOR_APPOINTED: Dennis W. Archer, Jr seat on INDEPENDENT BANK CORP, effective 2020-01-01. Effective: 2020-01-01. Detected: 2026-10-11T04:46:10.2991+00:00. event_id=alpha:event:transition:2dcmxuc8b55y
- DIRECTOR_APPOINTED: Michael J. Cok seat on INDEPENDENT BANK CORP, effective 2017-01-01. Effective: 2017-01-01. Detected: 2026-10-11T04:46:10.2991+00:00. event_id=alpha:event:transition:1q27k5g2zhc8k
- DIRECTOR_APPOINTED: Christina L. Keller seat on INDEPENDENT BANK CORP, effective 2016-01-01. Effective: 2016-01-01. Detected: 2026-10-11T04:46:10.2991+00:00. event_id=alpha:event:transition:j4px7q1e35r8
- DIRECTOR_APPOINTED: Joan A. Budden seat on INDEPENDENT BANK CORP, effective 2015-01-01. Effective: 2015-01-01. Detected: 2026-10-11T04:46:10.2991+00:00. event_id=alpha:event:transition:v4uojz9z4tnp
- DIRECTOR_APPOINTED: William J. Boer seat on INDEPENDENT BANK CORP, effective 2012-01-01. Effective: 2012-01-01. Detected: 2026-10-11T04:46:10.2991+00:00. event_id=alpha:event:transition:1c3ctgk1nkvmw0

## Scoped resources

- `alpha://company/independent-bank-corp-mi` (contract): https://registry.alpha.ac/api/public/companies/independent-bank-corp-mi?format=record
- `alpha://company/independent-bank-corp-mi/identity` (contract): https://registry.alpha.ac/api/public/companies/independent-bank-corp-mi?format=record&section=identity
- `alpha://company/independent-bank-corp-mi/corporate-structure` (contract): https://registry.alpha.ac/api/public/companies/independent-bank-corp-mi?format=record&section=corporate-structure
- `alpha://company/independent-bank-corp-mi/board` (contract): https://registry.alpha.ac/api/public/companies/independent-bank-corp-mi?format=record&section=board
- `alpha://company/independent-bank-corp-mi/committees` (contract): https://registry.alpha.ac/api/public/companies/independent-bank-corp-mi?format=record&section=committees
- `alpha://company/independent-bank-corp-mi/leadership` (contract): https://registry.alpha.ac/api/public/companies/independent-bank-corp-mi?format=record&section=leadership
- `alpha://company/independent-bank-corp-mi/ownership` (contract): https://registry.alpha.ac/api/public/companies/independent-bank-corp-mi?format=record&section=ownership
- `alpha://company/independent-bank-corp-mi/financials` (contract): https://registry.alpha.ac/api/public/companies/independent-bank-corp-mi?format=record&section=financials
- `alpha://company/independent-bank-corp-mi/capital-structure` (contract): https://registry.alpha.ac/api/public/companies/independent-bank-corp-mi?format=record&section=capital-structure
- `alpha://company/independent-bank-corp-mi/compensation` (contract): https://registry.alpha.ac/api/public/companies/independent-bank-corp-mi?format=record&section=compensation
- `alpha://company/independent-bank-corp-mi/governance` (contract): https://registry.alpha.ac/api/public/companies/independent-bank-corp-mi?format=record&section=governance
- `alpha://company/independent-bank-corp-mi/shareholder-governance` (contract): https://registry.alpha.ac/api/public/companies/independent-bank-corp-mi?format=record&section=shareholder-governance
- `alpha://company/independent-bank-corp-mi/audit` (contract): https://registry.alpha.ac/api/public/companies/independent-bank-corp-mi?format=record&section=audit
- `alpha://company/independent-bank-corp-mi/legal` (contract): https://registry.alpha.ac/api/public/companies/independent-bank-corp-mi?format=record&section=legal
- `alpha://company/independent-bank-corp-mi/risk` (contract): https://registry.alpha.ac/api/public/companies/independent-bank-corp-mi?format=record&section=risk
- `alpha://company/independent-bank-corp-mi/cyber` (contract): https://registry.alpha.ac/api/public/companies/independent-bank-corp-mi?format=record&section=cyber
- `alpha://company/independent-bank-corp-mi/ai-governance` (contract): https://registry.alpha.ac/api/public/companies/independent-bank-corp-mi?format=record&section=ai-governance
- `alpha://company/independent-bank-corp-mi/agents` (contract): https://registry.alpha.ac/api/public/companies/independent-bank-corp-mi?format=record&section=agents
- `alpha://company/independent-bank-corp-mi/ecosystem` (contract): https://registry.alpha.ac/api/public/companies/independent-bank-corp-mi?format=record&section=ecosystem
- `alpha://company/independent-bank-corp-mi/events` (contract): https://registry.alpha.ac/api/public/companies/independent-bank-corp-mi?format=record&section=events
- `alpha://company/independent-bank-corp-mi/relationships` (contract): https://registry.alpha.ac/api/public/companies/independent-bank-corp-mi?format=record&section=relationships
- `alpha://company/independent-bank-corp-mi/assessments` (contract): https://registry.alpha.ac/api/public/companies/independent-bank-corp-mi?format=record&section=assessments
- `alpha://company/independent-bank-corp-mi/evidence` (contract): https://registry.alpha.ac/api/public/companies/independent-bank-corp-mi?format=record&section=evidence

## Role modules

- NOT_ASSERTED

## Attention

- NO_RECORDS_FOUND

## Committee data

- NO_RECORDS_FOUND

## Leadership

- Christina L. Keller: Director. Claim: alpha:claim:company:c9b06a42-4104-46ce-ba4d-a858a62fcb28:leadership_role:5. Valid from: 2016-01-01. Valid to: NOT_ASSERTED. Publication: PUBLISHED. Verification: source_reported. Assertion: source_reported. Evidence: alpha:projection-evidence:document:15ae4c959a4fe28420e35a4389ce491ae4239abd2c65270ed4a09f83f201f79c.
- Dennis W. Archer, Jr: Director. Claim: alpha:claim:company:c9b06a42-4104-46ce-ba4d-a858a62fcb28:leadership_role:6. Valid from: 2020-01-01. Valid to: NOT_ASSERTED. Publication: PUBLISHED. Verification: source_reported. Assertion: source_reported. Evidence: alpha:projection-evidence:document:15ae4c959a4fe28420e35a4389ce491ae4239abd2c65270ed4a09f83f201f79c.
- Joan A. Budden: Director. Claim: alpha:claim:company:c9b06a42-4104-46ce-ba4d-a858a62fcb28:leadership_role:7. Valid from: 2015-01-01. Valid to: NOT_ASSERTED. Publication: PUBLISHED. Verification: source_reported. Assertion: source_reported. Evidence: alpha:projection-evidence:document:15ae4c959a4fe28420e35a4389ce491ae4239abd2c65270ed4a09f83f201f79c.
- Michael J. Cok: Director. Claim: alpha:claim:company:c9b06a42-4104-46ce-ba4d-a858a62fcb28:leadership_role:8. Valid from: 2017-01-01. Valid to: NOT_ASSERTED. Publication: PUBLISHED. Verification: source_reported. Assertion: source_reported. Evidence: alpha:projection-evidence:document:15ae4c959a4fe28420e35a4389ce491ae4239abd2c65270ed4a09f83f201f79c.
- William J. Boer: Director. Claim: alpha:claim:company:c9b06a42-4104-46ce-ba4d-a858a62fcb28:leadership_role:9. Valid from: 2012-01-01. Valid to: NOT_ASSERTED. Publication: PUBLISHED. Verification: source_reported. Assertion: source_reported. Evidence: alpha:projection-evidence:document:15ae4c959a4fe28420e35a4389ce491ae4239abd2c65270ed4a09f83f201f79c.
- Gavin A. Mohr: Executive Vice President and Chief Financial Officer. Claim: alpha:claim:company:c9b06a42-4104-46ce-ba4d-a858a62fcb28:leadership_role:10. Valid from: 2026-03-06. Valid to: NOT_ASSERTED. Publication: PUBLISHED. Verification: source_reported. Assertion: source_reported. Evidence: alpha:projection-evidence:document:eee052c6e7d187e0133c72a24bf5ab2691b9018ed6641df8ded80575cc4dc81a.
- James J. Twarozynski: Senior Vice President and Chief Accounting Officer. Claim: alpha:claim:company:c9b06a42-4104-46ce-ba4d-a858a62fcb28:leadership_role:11. Valid from: 2026-03-06. Valid to: NOT_ASSERTED. Publication: PUBLISHED. Verification: source_reported. Assertion: source_reported. Evidence: alpha:projection-evidence:document:4c9da41c674edbd04b045f180526e90ce3169e225789c6de172248a9f7f719b8.
- William B. Kessel: President, Chief Executive Officer, and Director. Claim: alpha:claim:company:c9b06a42-4104-46ce-ba4d-a858a62fcb28:leadership_role:12. Valid from: 2026-03-06. Valid to: NOT_ASSERTED. Publication: PUBLISHED. Verification: source_reported. Assertion: source_reported. Evidence: alpha:projection-evidence:document:d371c137c3b9491431dc44bf758cda1dcf825647f961e2646ae7d61ba1366c4d.

## Roles

- PUBLISHED

## Governance

- NOT_ASSERTED

## Board committees

- PUBLISHED

## Financials

- NOT_ASSERTED

## Workforce

- NOT_ASSERTED

## Market and index context

- PUBLISHED

## Legal Name

- INDEPENDENT BANK CORP /MI/. Claim: alpha:claim:company:c9b06a42-4104-46ce-ba4d-a858a62fcb28:legal_name:1. Publication: PUBLISHED. Verification: source_reported. Assertion: source_reported. Evidence: alpha:projection-evidence:de524187bf08030d1dcca0616cf587a9e3281df0360c1727e82434057f11c218.

## Entity Status

- Public listing published. Claim: alpha:claim:company:c9b06a42-4104-46ce-ba4d-a858a62fcb28:entity_status:3. Publication: PUBLISHED. Verification: source_reported. Assertion: source_reported. Evidence: alpha:projection-evidence:de524187bf08030d1dcca0616cf587a9e3281df0360c1727e82434057f11c218.

## Published Fact

- US. Claim: alpha:claim:company:c9b06a42-4104-46ce-ba4d-a858a62fcb28:published_fact:4. Publication: PUBLISHED. Verification: source_reported. Assertion: source_reported. Evidence: alpha:projection-evidence:de524187bf08030d1dcca0616cf587a9e3281df0360c1727e82434057f11c218.

## Security Listing

- IBCP (NASDAQ). Claim: alpha:claim:company:c9b06a42-4104-46ce-ba4d-a858a62fcb28:security_listing:13. Publication: PUBLISHED. Verification: source_reported. Assertion: source_reported. Evidence: alpha:projection-evidence:de524187bf08030d1dcca0616cf587a9e3281df0360c1727e82434057f11c218.

## Coverage states

| Field | Value |
| --- | --- |
| Identity | PUBLISHED |
| Business | PUBLISHED |
| Leadership | PUBLISHED |
| Board and committees | PUBLISHED |
| Governance | NOT_ASSERTED |
| Financials | NOT_ASSERTED |
| Workforce | NOT_ASSERTED |
| Ownership | NOT_ASSERTED |
| Ratings | NOT_PUBLISHED |
| Market and index context | PUBLISHED |

## Public sources

- alpha:projection-evidence:de524187bf08030d1dcca0616cf587a9e3281df0360c1727e82434057f11c218: [Alpha canonical company public projection](https://www.alpha.ac/api/public/companies/independent-bank-corp-mi).
- alpha:projection-evidence:document:15ae4c959a4fe28420e35a4389ce491ae4239abd2c65270ed4a09f83f201f79c: [DEF 14A ibcp-20260306.htm](https://www.sec.gov/Archives/edgar/data/39311/000003931126000011/ibcp-20260306.htm).
- alpha:projection-evidence:document:eee052c6e7d187e0133c72a24bf5ab2691b9018ed6641df8ded80575cc4dc81a: [IBCP 10-K executive officers](https://www.sec.gov/Archives/edgar/data/39311/000003931126000009/ibcp-20251231_d2.htm).
- alpha:projection-evidence:document:4c9da41c674edbd04b045f180526e90ce3169e225789c6de172248a9f7f719b8: [IBCP 10-K executive officers](https://www.sec.gov/Archives/edgar/data/39311/000003931126000009/ibcp-20251231_d2.htm).
- alpha:projection-evidence:document:d371c137c3b9491431dc44bf758cda1dcf825647f961e2646ae7d61ba1366c4d: [IBCP 10-K executive officers](https://www.sec.gov/Archives/edgar/data/39311/000003931126000009/ibcp-20251231_d2.htm).

## Rights

| Field | Value |
| --- | --- |
| public_retrieval | allowed |
| agent_retrieval | allowed |
| redistribution | not_granted |
| model_training | not_granted |
| commercial_use | not_specified |
| relationship_pathfinding | not_granted |
| direct_contact | not_granted |

## Limitations

- Absence of a leadership role, committee, or disclosure is not evidence that it does not exist.
- Only explicitly published canonical company identity and current confirmed public roles are included.
- Absence of a board, committee, executive, listing, or claim is not evidence that it does not exist.
- Public retrieval does not grant redistribution, model-training, direct-contact, or relationship-pathfinding rights.
- This Company Profile is an identity and evidence record, not an Alpha rating.

## Alternate representations

- [Canonical profile](https://registry.alpha.ac/companies/independent-bank-corp-mi)
- [Public Markdown](https://registry.alpha.ac/companies/independent-bank-corp-mi.md)
- [Public JSON](https://registry.alpha.ac/api/public/companies/independent-bank-corp-mi?format=record)
- [JSON-LD](https://registry.alpha.ac/api/public/companies/independent-bank-corp-mi?format=jsonld)
- MCP resource: `alpha://companies/independent-bank-corp-mi` at https://mcp.alpha.ac/mcp


## Connected governance records

Only explicitly published, rights-cleared records. Missing records do not establish absence, safety, or complete coverage.

## Critical-risk oversight

Snapshot as of 2026-10-11T13:47:24.22901+00:00; recorded 2026-10-11T13:47:24.22901+00:00. Every published assignment for this snapshot is listed.
Only explicitly reviewed, rights-cleared assignments in effect on the as-of date, in the company's own wording.
An assignment shows where oversight is placed, not whether it is effective. Missing records do not establish absence.