# SMARTFINANCIAL INC.

> Alpha governed public record. Unknown, unavailable, and unpublished values are never inferred as zero.

## Record

| Field | Value |
| --- | --- |
| Representation | alpha-profile-markdown-v4 |
| Protocol | Alpha Governance Facts Protocol 0.1 |
| Schema | alpha.governance.entity.public.v1 |
| Record version | public-1:d751713988987e9331980363e24189ce:ro-d751713988987e9331980363e24189ce |
| Governance record representation | alpha-governance-record-v2 |
| Canonical entity | alpha:company:044b27eb-2eb0-4f3c-8a2b-970ca5965dd9 |
| Entity type | Company |
| Canonical URL | https://registry.alpha.ac/companies/smartfinancial-inc |
| Publication | PUBLISHED |
| Verification | source_reported |
| Verification schema | alpha-verification-states-v1 |
| Ownership | unclaimed |
| Published claims | 16 |
| Claims under review | 1 |
| Evidence records | 3 |
| Conflicts | 0 |
| Conflicts in internal review | 0 |
| Observed | 2026-10-09T04:46:06.292481+00:00 |
| Last reviewed | 2026-10-09T04:46:06.292481+00:00 |

## Identity

- Legal name: SMARTFINANCIAL INC.
- Display name: SMARTFINANCIAL INC.

## Alpha Governance Record

| Field | Value |
| --- | --- |
| Governance Record schema | alpha-governance-record-v2 |
| Ontology | alpha-governance-ontology-v1 |
| Record version | public-1:d751713988987e9331980363e24189ce:ro-d751713988987e9331980363e24189ce |
| As of | 2026-10-09T17:32:18.285586+00:00 |
| Completeness | 0.364 |
| Record Quality | 0.821 |
| Directors | 10 |
| Committees | 0 |
| Governance events | 5 |
| Entity class | public_company |

## Section coverage

| Section | State |
| --- | --- |
| identity | PUBLISHED |
| corporate_structure | NOT_REVIEWED |
| board | PUBLISHED |
| committees | NOT_REVIEWED |
| leadership | PUBLISHED |
| ownership | NOT_REVIEWED |
| financials | NOT_REVIEWED |
| capital_structure | PUBLISHED |
| compensation | NOT_REVIEWED |
| governance | NOT_REVIEWED |
| shareholder_governance | NOT_REVIEWED |
| audit | NOT_REVIEWED |
| legal | NOT_REVIEWED |
| risk | NOT_REVIEWED |
| cyber | NOT_REVIEWED |
| ai_governance | NOT_REVIEWED |
| agent_governance | RESTRICTED |
| markets_external | NOT_REVIEWED |
| events | PUBLISHED |
| relationships | PUBLISHED |
| assessments | PUBLISHED |
| evidence | PUBLISHED |

## Board

- Cathy G. Ackermann: Director. Status: current. Independent: NOT_PUBLISHED. Since: 2022-01-01. claim_id=alpha:claim:company:044b27eb-2eb0-4f3c-8a2b-970ca5965dd9:leadership_role:6
- David A. Ogle: Director. Status: current. Independent: NOT_PUBLISHED. Since: 2007-01-01. claim_id=alpha:claim:company:044b27eb-2eb0-4f3c-8a2b-970ca5965dd9:leadership_role:7
- Geoffrey A. Wolpert: Director. Status: current. Independent: NOT_PUBLISHED. Since: 2007-01-01. claim_id=alpha:claim:company:044b27eb-2eb0-4f3c-8a2b-970ca5965dd9:leadership_role:8
- Keith E. Whaley: Director. Status: current. Independent: NOT_PUBLISHED. Since: 2007-01-01. claim_id=alpha:claim:company:044b27eb-2eb0-4f3c-8a2b-970ca5965dd9:leadership_role:9
- William Y. Carroll, Jr: Director. Status: current. Independent: NOT_PUBLISHED. Since: 2007-01-01. claim_id=alpha:claim:company:044b27eb-2eb0-4f3c-8a2b-970ca5965dd9:leadership_role:14
- Keith E. Whaley, O.D.: Independent Director. Status: unknown. Independent: true. Since: NOT_PUBLISHED. claim_id=alpha:claim:company:044b27eb-2eb0-4f3c-8a2b-970ca5965dd9:leadership_role:10
- Kelli D. Shomaker: Independent Director. Status: unknown. Independent: true. Since: NOT_PUBLISHED. claim_id=alpha:claim:company:044b27eb-2eb0-4f3c-8a2b-970ca5965dd9:leadership_role:11
- Steven B. Tucker: Independent Director. Status: unknown. Independent: true. Since: NOT_PUBLISHED. claim_id=alpha:claim:company:044b27eb-2eb0-4f3c-8a2b-970ca5965dd9:leadership_role:12
- Victor L. Barrett: Independent Director. Status: unknown. Independent: true. Since: NOT_PUBLISHED. claim_id=alpha:claim:company:044b27eb-2eb0-4f3c-8a2b-970ca5965dd9:leadership_role:13
- Wesley M. (“Miller”) Welborn: Chairman of the Board. Status: unknown. Independent: false. Since: NOT_PUBLISHED. claim_id=alpha:claim:company:044b27eb-2eb0-4f3c-8a2b-970ca5965dd9:leadership_role:5

## Executive leadership

- Rebecca C. Boyd: Executive Vice President and Chief People Officer [CHRO]. Status: unknown. claim_id=alpha:claim:company:044b27eb-2eb0-4f3c-8a2b-970ca5965dd9:leadership_role:15
- William (“Billy”) Y. Carroll, Jr.: President and Chief Executive Officer [CEO]. Status: unknown. claim_id=alpha:claim:company:044b27eb-2eb0-4f3c-8a2b-970ca5965dd9:leadership_role:16

## Governance events

- DIRECTOR_APPOINTED: Cathy G. Ackermann seat on SMARTFINANCIAL INC., effective 2022-01-01. Effective: 2022-01-01. Detected: 2026-10-09T04:46:06.292481+00:00. event_id=alpha:event:transition:1v6vg8t3g7tvj
- DIRECTOR_APPOINTED: David A. Ogle seat on SMARTFINANCIAL INC., effective 2007-01-01. Effective: 2007-01-01. Detected: 2026-10-09T04:46:06.292481+00:00. event_id=alpha:event:transition:1b4lxl914j48jx
- DIRECTOR_APPOINTED: Geoffrey A. Wolpert seat on SMARTFINANCIAL INC., effective 2007-01-01. Effective: 2007-01-01. Detected: 2026-10-09T04:46:06.292481+00:00. event_id=alpha:event:transition:1q0tbq2m6m63m
- DIRECTOR_APPOINTED: Keith E. Whaley seat on SMARTFINANCIAL INC., effective 2007-01-01. Effective: 2007-01-01. Detected: 2026-10-09T04:46:06.292481+00:00. event_id=alpha:event:transition:1lpmubj7ztwff
- DIRECTOR_APPOINTED: William Y. Carroll, Jr seat on SMARTFINANCIAL INC., effective 2007-01-01. Effective: 2007-01-01. Detected: 2026-10-09T04:46:06.292481+00:00. event_id=alpha:event:transition:ahc2d11qhgluz

## Scoped resources

- `alpha://company/smartfinancial-inc` (contract): https://registry.alpha.ac/api/public/companies/smartfinancial-inc?format=record
- `alpha://company/smartfinancial-inc/identity` (contract): https://registry.alpha.ac/api/public/companies/smartfinancial-inc?format=record&section=identity
- `alpha://company/smartfinancial-inc/corporate-structure` (contract): https://registry.alpha.ac/api/public/companies/smartfinancial-inc?format=record&section=corporate-structure
- `alpha://company/smartfinancial-inc/board` (contract): https://registry.alpha.ac/api/public/companies/smartfinancial-inc?format=record&section=board
- `alpha://company/smartfinancial-inc/committees` (contract): https://registry.alpha.ac/api/public/companies/smartfinancial-inc?format=record&section=committees
- `alpha://company/smartfinancial-inc/leadership` (contract): https://registry.alpha.ac/api/public/companies/smartfinancial-inc?format=record&section=leadership
- `alpha://company/smartfinancial-inc/ownership` (contract): https://registry.alpha.ac/api/public/companies/smartfinancial-inc?format=record&section=ownership
- `alpha://company/smartfinancial-inc/financials` (contract): https://registry.alpha.ac/api/public/companies/smartfinancial-inc?format=record&section=financials
- `alpha://company/smartfinancial-inc/capital-structure` (contract): https://registry.alpha.ac/api/public/companies/smartfinancial-inc?format=record&section=capital-structure
- `alpha://company/smartfinancial-inc/compensation` (contract): https://registry.alpha.ac/api/public/companies/smartfinancial-inc?format=record&section=compensation
- `alpha://company/smartfinancial-inc/governance` (contract): https://registry.alpha.ac/api/public/companies/smartfinancial-inc?format=record&section=governance
- `alpha://company/smartfinancial-inc/shareholder-governance` (contract): https://registry.alpha.ac/api/public/companies/smartfinancial-inc?format=record&section=shareholder-governance
- `alpha://company/smartfinancial-inc/audit` (contract): https://registry.alpha.ac/api/public/companies/smartfinancial-inc?format=record&section=audit
- `alpha://company/smartfinancial-inc/legal` (contract): https://registry.alpha.ac/api/public/companies/smartfinancial-inc?format=record&section=legal
- `alpha://company/smartfinancial-inc/risk` (contract): https://registry.alpha.ac/api/public/companies/smartfinancial-inc?format=record&section=risk
- `alpha://company/smartfinancial-inc/cyber` (contract): https://registry.alpha.ac/api/public/companies/smartfinancial-inc?format=record&section=cyber
- `alpha://company/smartfinancial-inc/ai-governance` (contract): https://registry.alpha.ac/api/public/companies/smartfinancial-inc?format=record&section=ai-governance
- `alpha://company/smartfinancial-inc/agents` (contract): https://registry.alpha.ac/api/public/companies/smartfinancial-inc?format=record&section=agents
- `alpha://company/smartfinancial-inc/ecosystem` (contract): https://registry.alpha.ac/api/public/companies/smartfinancial-inc?format=record&section=ecosystem
- `alpha://company/smartfinancial-inc/events` (contract): https://registry.alpha.ac/api/public/companies/smartfinancial-inc?format=record&section=events
- `alpha://company/smartfinancial-inc/relationships` (contract): https://registry.alpha.ac/api/public/companies/smartfinancial-inc?format=record&section=relationships
- `alpha://company/smartfinancial-inc/assessments` (contract): https://registry.alpha.ac/api/public/companies/smartfinancial-inc?format=record&section=assessments
- `alpha://company/smartfinancial-inc/evidence` (contract): https://registry.alpha.ac/api/public/companies/smartfinancial-inc?format=record&section=evidence

## Role modules

- NOT_ASSERTED

## Attention

- NO_RECORDS_FOUND

## Committee data

- NO_RECORDS_FOUND

## Leadership

- Wesley M. (“Miller”) Welborn: Chairman of the Board. Claim: alpha:claim:company:044b27eb-2eb0-4f3c-8a2b-970ca5965dd9:leadership_role:5. Publication: PUBLISHED. Verification: source_reported. Assertion: source_reported. Evidence: alpha:projection-evidence:document:c66d9653ae15c914e923dff7d7d0da2180594e9e2ce8a5903c039179e9623d6d.
- Cathy G. Ackermann: Director. Claim: alpha:claim:company:044b27eb-2eb0-4f3c-8a2b-970ca5965dd9:leadership_role:6. Valid from: 2022-01-01. Valid to: NOT_ASSERTED. Publication: PUBLISHED. Verification: source_reported. Assertion: source_reported. Evidence: alpha:projection-evidence:document:13877454e853d1417ff34605ccae871d10e3719269592734d2d9b4a9a2f06740.
- David A. Ogle: Director. Claim: alpha:claim:company:044b27eb-2eb0-4f3c-8a2b-970ca5965dd9:leadership_role:7. Valid from: 2007-01-01. Valid to: NOT_ASSERTED. Publication: PUBLISHED. Verification: source_reported. Assertion: source_reported. Evidence: alpha:projection-evidence:document:13877454e853d1417ff34605ccae871d10e3719269592734d2d9b4a9a2f06740.
- Geoffrey A. Wolpert: Director. Claim: alpha:claim:company:044b27eb-2eb0-4f3c-8a2b-970ca5965dd9:leadership_role:8. Valid from: 2007-01-01. Valid to: NOT_ASSERTED. Publication: PUBLISHED. Verification: source_reported. Assertion: source_reported. Evidence: alpha:projection-evidence:document:13877454e853d1417ff34605ccae871d10e3719269592734d2d9b4a9a2f06740.
- Keith E. Whaley: Director. Claim: alpha:claim:company:044b27eb-2eb0-4f3c-8a2b-970ca5965dd9:leadership_role:9. Valid from: 2007-01-01. Valid to: NOT_ASSERTED. Publication: PUBLISHED. Verification: source_reported. Assertion: source_reported. Evidence: alpha:projection-evidence:document:13877454e853d1417ff34605ccae871d10e3719269592734d2d9b4a9a2f06740.
- Keith E. Whaley, O.D.: Independent Director. Claim: alpha:claim:company:044b27eb-2eb0-4f3c-8a2b-970ca5965dd9:leadership_role:10. Publication: PUBLISHED. Verification: source_reported. Assertion: source_reported. Evidence: alpha:projection-evidence:document:c66d9653ae15c914e923dff7d7d0da2180594e9e2ce8a5903c039179e9623d6d.
- Kelli D. Shomaker: Independent Director. Claim: alpha:claim:company:044b27eb-2eb0-4f3c-8a2b-970ca5965dd9:leadership_role:11. Publication: PUBLISHED. Verification: source_reported. Assertion: source_reported. Evidence: alpha:projection-evidence:document:c66d9653ae15c914e923dff7d7d0da2180594e9e2ce8a5903c039179e9623d6d.
- Steven B. Tucker: Independent Director. Claim: alpha:claim:company:044b27eb-2eb0-4f3c-8a2b-970ca5965dd9:leadership_role:12. Publication: PUBLISHED. Verification: source_reported. Assertion: source_reported. Evidence: alpha:projection-evidence:document:c66d9653ae15c914e923dff7d7d0da2180594e9e2ce8a5903c039179e9623d6d.
- Victor L. Barrett: Independent Director. Claim: alpha:claim:company:044b27eb-2eb0-4f3c-8a2b-970ca5965dd9:leadership_role:13. Publication: PUBLISHED. Verification: source_reported. Assertion: source_reported. Evidence: alpha:projection-evidence:document:c66d9653ae15c914e923dff7d7d0da2180594e9e2ce8a5903c039179e9623d6d.
- William Y. Carroll, Jr: Director. Claim: alpha:claim:company:044b27eb-2eb0-4f3c-8a2b-970ca5965dd9:leadership_role:14. Valid from: 2007-01-01. Valid to: NOT_ASSERTED. Publication: PUBLISHED. Verification: source_reported. Assertion: source_reported. Evidence: alpha:projection-evidence:document:13877454e853d1417ff34605ccae871d10e3719269592734d2d9b4a9a2f06740.
- Rebecca C. Boyd: Executive Vice President and Chief People Officer. Claim: alpha:claim:company:044b27eb-2eb0-4f3c-8a2b-970ca5965dd9:leadership_role:15. Publication: PUBLISHED. Verification: source_reported. Assertion: source_reported. Evidence: alpha:projection-evidence:document:c66d9653ae15c914e923dff7d7d0da2180594e9e2ce8a5903c039179e9623d6d.
- William (“Billy”) Y. Carroll, Jr.: President and Chief Executive Officer. Claim: alpha:claim:company:044b27eb-2eb0-4f3c-8a2b-970ca5965dd9:leadership_role:16. Publication: PUBLISHED. Verification: source_reported. Assertion: source_reported. Evidence: alpha:projection-evidence:document:c66d9653ae15c914e923dff7d7d0da2180594e9e2ce8a5903c039179e9623d6d.

## Roles

- PUBLISHED

## Governance

- NOT_ASSERTED

## Board committees

- PUBLISHED

## Financials

- NOT_ASSERTED

## Workforce

- NOT_ASSERTED

## Market and index context

- PUBLISHED

## Legal Name

- SMARTFINANCIAL INC.. Claim: alpha:claim:company:044b27eb-2eb0-4f3c-8a2b-970ca5965dd9:legal_name:1. Publication: PUBLISHED. Verification: source_reported. Assertion: source_reported. Evidence: alpha:projection-evidence:04ad4e8bf1a99607b130fc0f619abf8bbb6eda9a831ffbe8efa6af93a212dfe0.

## Entity Status

- Public listing published. Claim: alpha:claim:company:044b27eb-2eb0-4f3c-8a2b-970ca5965dd9:entity_status:3. Publication: PUBLISHED. Verification: source_reported. Assertion: source_reported. Evidence: alpha:projection-evidence:04ad4e8bf1a99607b130fc0f619abf8bbb6eda9a831ffbe8efa6af93a212dfe0.

## Published Fact

- US. Claim: alpha:claim:company:044b27eb-2eb0-4f3c-8a2b-970ca5965dd9:published_fact:4. Publication: PUBLISHED. Verification: source_reported. Assertion: source_reported. Evidence: alpha:projection-evidence:04ad4e8bf1a99607b130fc0f619abf8bbb6eda9a831ffbe8efa6af93a212dfe0.

## Security Listing

- SMBK (NYSE). Claim: alpha:claim:company:044b27eb-2eb0-4f3c-8a2b-970ca5965dd9:security_listing:17. Publication: PUBLISHED. Verification: source_reported. Assertion: source_reported. Evidence: alpha:projection-evidence:04ad4e8bf1a99607b130fc0f619abf8bbb6eda9a831ffbe8efa6af93a212dfe0.

## Coverage states

| Field | Value |
| --- | --- |
| Identity | PUBLISHED |
| Business | PUBLISHED |
| Leadership | PUBLISHED |
| Board and committees | PUBLISHED |
| Governance | NOT_ASSERTED |
| Financials | NOT_ASSERTED |
| Workforce | NOT_ASSERTED |
| Ownership | NOT_ASSERTED |
| Ratings | NOT_PUBLISHED |
| Market and index context | PUBLISHED |

## Public sources

- alpha:projection-evidence:04ad4e8bf1a99607b130fc0f619abf8bbb6eda9a831ffbe8efa6af93a212dfe0: [Alpha canonical company public projection](https://www.alpha.ac/api/public/companies/smartfinancial-inc).
- alpha:projection-evidence:document:c66d9653ae15c914e923dff7d7d0da2180594e9e2ce8a5903c039179e9623d6d: [SEC DEF 14A 0001104659-26-040440](https://www.sec.gov/Archives/edgar/data/1038773/000110465926040440/smbk-20260521xdef14a.htm).
- alpha:projection-evidence:document:13877454e853d1417ff34605ccae871d10e3719269592734d2d9b4a9a2f06740: [DEF 14A smbk-20260521xdef14a.htm](https://www.sec.gov/Archives/edgar/data/1038773/000110465926040440/smbk-20260521xdef14a.htm).

## Rights

| Field | Value |
| --- | --- |
| public_retrieval | allowed |
| agent_retrieval | allowed |
| redistribution | not_granted |
| model_training | not_granted |
| commercial_use | not_specified |
| relationship_pathfinding | not_granted |
| direct_contact | not_granted |

## Limitations

- Absence of a leadership role, committee, or disclosure is not evidence that it does not exist.
- Only explicitly published canonical company identity and current confirmed public roles are included.
- Absence of a board, committee, executive, listing, or claim is not evidence that it does not exist.
- Public retrieval does not grant redistribution, model-training, direct-contact, or relationship-pathfinding rights.
- This Company Profile is an identity and evidence record, not an Alpha rating.

## Alternate representations

- [Canonical profile](https://registry.alpha.ac/companies/smartfinancial-inc)
- [Public Markdown](https://registry.alpha.ac/companies/smartfinancial-inc.md)
- [Public JSON](https://registry.alpha.ac/api/public/companies/smartfinancial-inc?format=record)
- [JSON-LD](https://registry.alpha.ac/api/public/companies/smartfinancial-inc?format=jsonld)
- MCP resource: `alpha://companies/smartfinancial-inc` at https://mcp.alpha.ac/mcp


## Connected governance records

Only explicitly published, rights-cleared records. Missing records do not establish absence, safety, or complete coverage.

## Critical-risk oversight

Snapshot as of 2026-10-09T17:32:18.27216+00:00; recorded 2026-10-09T17:32:18.27216+00:00. Every published assignment for this snapshot is listed.
Only explicitly reviewed, rights-cleared assignments in effect on the as-of date, in the company's own wording.
An assignment shows where oversight is placed, not whether it is effective. Missing records do not establish absence.