# WAFD INC

> Alpha governed public record. Unknown, unavailable, and unpublished values are never inferred as zero.

## Record

| Field | Value |
| --- | --- |
| Representation | alpha-profile-markdown-v4 |
| Protocol | Alpha Governance Facts Protocol 0.1 |
| Schema | alpha.governance.entity.public.v1 |
| Record version | public-1:d751713988987e9331980363e24189ce:ro-d751713988987e9331980363e24189ce |
| Governance record representation | alpha-governance-record-v2 |
| Canonical entity | alpha:company:08f10b71-51aa-49da-bc04-e38616749e02 |
| Entity type | Company |
| Canonical URL | https://registry.alpha.ac/companies/wafd-inc |
| Publication | PUBLISHED |
| Verification | source_reported |
| Verification schema | alpha-verification-states-v1 |
| Ownership | unclaimed |
| Published claims | 18 |
| Claims under review | 1 |
| Evidence records | 5 |
| Conflicts | 0 |
| Conflicts in internal review | 0 |
| Observed | 2026-10-06T04:48:37.248088+00:00 |
| Last reviewed | 2026-10-06T04:48:37.248088+00:00 |

## Identity

- Legal name: WAFD INC
- Display name: WAFD INC

## Alpha Governance Record

| Field | Value |
| --- | --- |
| Governance Record schema | alpha-governance-record-v2 |
| Ontology | alpha-governance-ontology-v1 |
| Record version | public-1:d751713988987e9331980363e24189ce:ro-d751713988987e9331980363e24189ce |
| As of | 2026-10-06T14:33:53.450085+00:00 |
| Completeness | 0.364 |
| Record Quality | 0.848 |
| Directors | 10 |
| Committees | 0 |
| Governance events | 13 |
| Entity class | public_company |

## Section coverage

| Section | State |
| --- | --- |
| identity | PUBLISHED |
| corporate_structure | NOT_REVIEWED |
| board | PUBLISHED |
| committees | NOT_REVIEWED |
| leadership | PUBLISHED |
| ownership | NOT_REVIEWED |
| financials | NOT_REVIEWED |
| capital_structure | PUBLISHED |
| compensation | NOT_REVIEWED |
| governance | NOT_REVIEWED |
| shareholder_governance | NOT_REVIEWED |
| audit | NOT_REVIEWED |
| legal | NOT_REVIEWED |
| risk | NOT_REVIEWED |
| cyber | NOT_REVIEWED |
| ai_governance | NOT_REVIEWED |
| agent_governance | RESTRICTED |
| markets_external | NOT_REVIEWED |
| events | PUBLISHED |
| relationships | PUBLISHED |
| assessments | PUBLISHED |
| evidence | PUBLISHED |

## Board

- Bradley M. Shuster: Director. Status: current. Independent: NOT_PUBLISHED. Since: 2024-01-01. claim_id=alpha:claim:company:08f10b71-51aa-49da-bc04-e38616749e02:leadership_role:5
- Brent J. Beardall: Director. Status: current. Independent: NOT_PUBLISHED. Since: 2017-01-01. claim_id=alpha:claim:company:08f10b71-51aa-49da-bc04-e38616749e02:leadership_role:6
- Linda S. Brower: Director. Status: current. Independent: NOT_PUBLISHED. Since: 2019-01-01. claim_id=alpha:claim:company:08f10b71-51aa-49da-bc04-e38616749e02:leadership_role:7
- M. Max Yzaguirre: Director. Status: current. Independent: NOT_PUBLISHED. Since: 2024-01-01. claim_id=alpha:claim:company:08f10b71-51aa-49da-bc04-e38616749e02:leadership_role:8
- R. Shawn Bice: Director. Status: current. Independent: NOT_PUBLISHED. Since: 2021-01-01. claim_id=alpha:claim:company:08f10b71-51aa-49da-bc04-e38616749e02:leadership_role:9
- Randall H. Talbot: Director. Status: current. Independent: NOT_PUBLISHED. Since: 2012-01-01. claim_id=alpha:claim:company:08f10b71-51aa-49da-bc04-e38616749e02:leadership_role:10
- S. Steven Singh: Director. Status: current. Independent: NOT_PUBLISHED. Since: 2018-01-01. claim_id=alpha:claim:company:08f10b71-51aa-49da-bc04-e38616749e02:leadership_role:11
- Sean B. Singleton: Director. Status: current. Independent: NOT_PUBLISHED. Since: 2021-01-01. claim_id=alpha:claim:company:08f10b71-51aa-49da-bc04-e38616749e02:leadership_role:12
- Stephen M. Graham: Director. Status: current. Independent: NOT_PUBLISHED. Since: 2019-01-01. claim_id=alpha:claim:company:08f10b71-51aa-49da-bc04-e38616749e02:leadership_role:13
- Sylvia R. Hempel: Director. Status: current. Independent: NOT_PUBLISHED. Since: 2021-01-01. claim_id=alpha:claim:company:08f10b71-51aa-49da-bc04-e38616749e02:leadership_role:14

## Executive leadership

- Blayne A. Sanden: Senior Vice President and Principal Accounting Officer. Status: current. claim_id=alpha:claim:company:08f10b71-51aa-49da-bc04-e38616749e02:leadership_role:15
- Brent J. Beardall: Vice Chair, President and Chief Executive Officer [CEO]. Status: current. claim_id=alpha:claim:company:08f10b71-51aa-49da-bc04-e38616749e02:leadership_role:16
- Kelli J. Holz: Executive Vice President and Chief Financial Officer [CFO]. Status: current. claim_id=alpha:claim:company:08f10b71-51aa-49da-bc04-e38616749e02:leadership_role:17

## Governance events

- EXECUTIVE_APPOINTED: Blayne A. Sanden executive of WAFD INC, effective 2025-11-18. Effective: 2025-11-18. Detected: 2026-10-06T04:48:37.248088+00:00. event_id=alpha:event:executive_appointed:16arsr2
- CEO_CHANGED: Brent J. Beardall executive of WAFD INC, effective 2025-11-18. Effective: 2025-11-18. Detected: 2026-10-06T04:48:37.248088+00:00. event_id=alpha:event:ceo_changed:xfbqmj
- CFO_CHANGED: Kelli J. Holz executive of WAFD INC, effective 2025-11-18. Effective: 2025-11-18. Detected: 2026-10-06T04:48:37.248088+00:00. event_id=alpha:event:cfo_changed:1f56u9n
- DIRECTOR_APPOINTED: Bradley M. Shuster seat on WAFD INC, effective 2024-01-01. Effective: 2024-01-01. Detected: 2026-10-06T04:48:37.248088+00:00. event_id=alpha:event:director_appointed:1bz5aa0
- DIRECTOR_APPOINTED: M. Max Yzaguirre seat on WAFD INC, effective 2024-01-01. Effective: 2024-01-01. Detected: 2026-10-06T04:48:37.248088+00:00. event_id=alpha:event:director_appointed:hx7l56
- DIRECTOR_APPOINTED: R. Shawn Bice seat on WAFD INC, effective 2021-01-01. Effective: 2021-01-01. Detected: 2026-10-06T04:48:37.248088+00:00. event_id=alpha:event:director_appointed:wnt9er
- DIRECTOR_APPOINTED: Sean B. Singleton seat on WAFD INC, effective 2021-01-01. Effective: 2021-01-01. Detected: 2026-10-06T04:48:37.248088+00:00. event_id=alpha:event:director_appointed:ig4ubj
- DIRECTOR_APPOINTED: Sylvia R. Hempel seat on WAFD INC, effective 2021-01-01. Effective: 2021-01-01. Detected: 2026-10-06T04:48:37.248088+00:00. event_id=alpha:event:director_appointed:1ttyj0k
- DIRECTOR_APPOINTED: Linda S. Brower seat on WAFD INC, effective 2019-01-01. Effective: 2019-01-01. Detected: 2026-10-06T04:48:37.248088+00:00. event_id=alpha:event:director_appointed:16e9op2
- DIRECTOR_APPOINTED: Stephen M. Graham seat on WAFD INC, effective 2019-01-01. Effective: 2019-01-01. Detected: 2026-10-06T04:48:37.248088+00:00. event_id=alpha:event:director_appointed:r4b8tz
- DIRECTOR_APPOINTED: S. Steven Singh seat on WAFD INC, effective 2018-01-01. Effective: 2018-01-01. Detected: 2026-10-06T04:48:37.248088+00:00. event_id=alpha:event:director_appointed:rdwn6b
- DIRECTOR_APPOINTED: Brent J. Beardall seat on WAFD INC, effective 2017-01-01. Effective: 2017-01-01. Detected: 2026-10-06T04:48:37.248088+00:00. event_id=alpha:event:director_appointed:1ekloji
- DIRECTOR_APPOINTED: Randall H. Talbot seat on WAFD INC, effective 2012-01-01. Effective: 2012-01-01. Detected: 2026-10-06T04:48:37.248088+00:00. event_id=alpha:event:director_appointed:1cl2fnr

## Scoped resources

- `alpha://company/wafd-inc` (contract): https://registry.alpha.ac/api/public/companies/wafd-inc?format=record
- `alpha://company/wafd-inc/identity` (contract): https://registry.alpha.ac/api/public/companies/wafd-inc?format=record&section=identity
- `alpha://company/wafd-inc/corporate-structure` (contract): https://registry.alpha.ac/api/public/companies/wafd-inc?format=record&section=corporate-structure
- `alpha://company/wafd-inc/board` (contract): https://registry.alpha.ac/api/public/companies/wafd-inc?format=record&section=board
- `alpha://company/wafd-inc/committees` (contract): https://registry.alpha.ac/api/public/companies/wafd-inc?format=record&section=committees
- `alpha://company/wafd-inc/leadership` (contract): https://registry.alpha.ac/api/public/companies/wafd-inc?format=record&section=leadership
- `alpha://company/wafd-inc/ownership` (contract): https://registry.alpha.ac/api/public/companies/wafd-inc?format=record&section=ownership
- `alpha://company/wafd-inc/financials` (contract): https://registry.alpha.ac/api/public/companies/wafd-inc?format=record&section=financials
- `alpha://company/wafd-inc/capital-structure` (contract): https://registry.alpha.ac/api/public/companies/wafd-inc?format=record&section=capital-structure
- `alpha://company/wafd-inc/compensation` (contract): https://registry.alpha.ac/api/public/companies/wafd-inc?format=record&section=compensation
- `alpha://company/wafd-inc/governance` (contract): https://registry.alpha.ac/api/public/companies/wafd-inc?format=record&section=governance
- `alpha://company/wafd-inc/shareholder-governance` (contract): https://registry.alpha.ac/api/public/companies/wafd-inc?format=record&section=shareholder-governance
- `alpha://company/wafd-inc/audit` (contract): https://registry.alpha.ac/api/public/companies/wafd-inc?format=record&section=audit
- `alpha://company/wafd-inc/legal` (contract): https://registry.alpha.ac/api/public/companies/wafd-inc?format=record&section=legal
- `alpha://company/wafd-inc/risk` (contract): https://registry.alpha.ac/api/public/companies/wafd-inc?format=record&section=risk
- `alpha://company/wafd-inc/cyber` (contract): https://registry.alpha.ac/api/public/companies/wafd-inc?format=record&section=cyber
- `alpha://company/wafd-inc/ai-governance` (contract): https://registry.alpha.ac/api/public/companies/wafd-inc?format=record&section=ai-governance
- `alpha://company/wafd-inc/agents` (contract): https://registry.alpha.ac/api/public/companies/wafd-inc?format=record&section=agents
- `alpha://company/wafd-inc/ecosystem` (contract): https://registry.alpha.ac/api/public/companies/wafd-inc?format=record&section=ecosystem
- `alpha://company/wafd-inc/events` (contract): https://registry.alpha.ac/api/public/companies/wafd-inc?format=record&section=events
- `alpha://company/wafd-inc/relationships` (contract): https://registry.alpha.ac/api/public/companies/wafd-inc?format=record&section=relationships
- `alpha://company/wafd-inc/assessments` (contract): https://registry.alpha.ac/api/public/companies/wafd-inc?format=record&section=assessments
- `alpha://company/wafd-inc/evidence` (contract): https://registry.alpha.ac/api/public/companies/wafd-inc?format=record&section=evidence

## Role modules

- NOT_ASSERTED

## Attention

- NO_RECORDS_FOUND

## Committee data

- NO_RECORDS_FOUND

## Leadership

- Bradley M. Shuster: Director. Claim: alpha:claim:company:08f10b71-51aa-49da-bc04-e38616749e02:leadership_role:5. Valid from: 2024-01-01. Valid to: NOT_ASSERTED. Publication: PUBLISHED. Verification: source_reported. Assertion: source_reported. Evidence: alpha:projection-evidence:document:c85327e5f08e4d93b503d1c57093f4006c72dde8a7385830d72b03d6056dd6fb.
- Brent J. Beardall: Director. Claim: alpha:claim:company:08f10b71-51aa-49da-bc04-e38616749e02:leadership_role:6. Valid from: 2017-01-01. Valid to: NOT_ASSERTED. Publication: PUBLISHED. Verification: source_reported. Assertion: source_reported. Evidence: alpha:projection-evidence:document:c85327e5f08e4d93b503d1c57093f4006c72dde8a7385830d72b03d6056dd6fb.
- Linda S. Brower: Director. Claim: alpha:claim:company:08f10b71-51aa-49da-bc04-e38616749e02:leadership_role:7. Valid from: 2019-01-01. Valid to: NOT_ASSERTED. Publication: PUBLISHED. Verification: source_reported. Assertion: source_reported. Evidence: alpha:projection-evidence:document:c85327e5f08e4d93b503d1c57093f4006c72dde8a7385830d72b03d6056dd6fb.
- M. Max Yzaguirre: Director. Claim: alpha:claim:company:08f10b71-51aa-49da-bc04-e38616749e02:leadership_role:8. Valid from: 2024-01-01. Valid to: NOT_ASSERTED. Publication: PUBLISHED. Verification: source_reported. Assertion: source_reported. Evidence: alpha:projection-evidence:document:c85327e5f08e4d93b503d1c57093f4006c72dde8a7385830d72b03d6056dd6fb.
- R. Shawn Bice: Director. Claim: alpha:claim:company:08f10b71-51aa-49da-bc04-e38616749e02:leadership_role:9. Valid from: 2021-01-01. Valid to: NOT_ASSERTED. Publication: PUBLISHED. Verification: source_reported. Assertion: source_reported. Evidence: alpha:projection-evidence:document:c85327e5f08e4d93b503d1c57093f4006c72dde8a7385830d72b03d6056dd6fb.
- Randall H. Talbot: Director. Claim: alpha:claim:company:08f10b71-51aa-49da-bc04-e38616749e02:leadership_role:10. Valid from: 2012-01-01. Valid to: NOT_ASSERTED. Publication: PUBLISHED. Verification: source_reported. Assertion: source_reported. Evidence: alpha:projection-evidence:document:c85327e5f08e4d93b503d1c57093f4006c72dde8a7385830d72b03d6056dd6fb.
- S. Steven Singh: Director. Claim: alpha:claim:company:08f10b71-51aa-49da-bc04-e38616749e02:leadership_role:11. Valid from: 2018-01-01. Valid to: NOT_ASSERTED. Publication: PUBLISHED. Verification: source_reported. Assertion: source_reported. Evidence: alpha:projection-evidence:document:c85327e5f08e4d93b503d1c57093f4006c72dde8a7385830d72b03d6056dd6fb.
- Sean B. Singleton: Director. Claim: alpha:claim:company:08f10b71-51aa-49da-bc04-e38616749e02:leadership_role:12. Valid from: 2021-01-01. Valid to: NOT_ASSERTED. Publication: PUBLISHED. Verification: source_reported. Assertion: source_reported. Evidence: alpha:projection-evidence:document:c85327e5f08e4d93b503d1c57093f4006c72dde8a7385830d72b03d6056dd6fb.
- Stephen M. Graham: Director. Claim: alpha:claim:company:08f10b71-51aa-49da-bc04-e38616749e02:leadership_role:13. Valid from: 2019-01-01. Valid to: NOT_ASSERTED. Publication: PUBLISHED. Verification: source_reported. Assertion: source_reported. Evidence: alpha:projection-evidence:document:c85327e5f08e4d93b503d1c57093f4006c72dde8a7385830d72b03d6056dd6fb.
- Sylvia R. Hempel: Director. Claim: alpha:claim:company:08f10b71-51aa-49da-bc04-e38616749e02:leadership_role:14. Valid from: 2021-01-01. Valid to: NOT_ASSERTED. Publication: PUBLISHED. Verification: source_reported. Assertion: source_reported. Evidence: alpha:projection-evidence:document:c85327e5f08e4d93b503d1c57093f4006c72dde8a7385830d72b03d6056dd6fb.
- Blayne A. Sanden: Senior Vice President and Principal Accounting Officer. Claim: alpha:claim:company:08f10b71-51aa-49da-bc04-e38616749e02:leadership_role:15. Valid from: 2025-11-18. Valid to: NOT_ASSERTED. Publication: PUBLISHED. Verification: source_reported. Assertion: source_reported. Evidence: alpha:projection-evidence:document:3ff40ee979299d14958a33860662554262d2bc7d148123228ec150c2e890a5de.
- Brent J. Beardall: Vice Chair, President and Chief Executive Officer. Claim: alpha:claim:company:08f10b71-51aa-49da-bc04-e38616749e02:leadership_role:16. Valid from: 2025-11-18. Valid to: NOT_ASSERTED. Publication: PUBLISHED. Verification: source_reported. Assertion: source_reported. Evidence: alpha:projection-evidence:document:33c4e4f8aeed29885aea21454d150d9334b9c237456cd5b59ccca1f81cfe3b51.
- Kelli J. Holz: Executive Vice President and Chief Financial Officer. Claim: alpha:claim:company:08f10b71-51aa-49da-bc04-e38616749e02:leadership_role:17. Valid from: 2025-11-18. Valid to: NOT_ASSERTED. Publication: PUBLISHED. Verification: source_reported. Assertion: source_reported. Evidence: alpha:projection-evidence:document:2668b4b8ddc720718e1eba35c5298f3c7b17a756877d90c2f53c5b2fab19dfbd.

## Roles

- PUBLISHED

## Governance

- NOT_ASSERTED

## Board committees

- PUBLISHED

## Financials

- NOT_ASSERTED

## Workforce

- NOT_ASSERTED

## Market and index context

- PUBLISHED

## Legal Name

- WAFD INC. Claim: alpha:claim:company:08f10b71-51aa-49da-bc04-e38616749e02:legal_name:1. Publication: PUBLISHED. Verification: source_reported. Assertion: source_reported. Evidence: alpha:projection-evidence:820d2e0178e43c8e122eb35534cf6dba46854997a79450c99f9b19051ec2f280.

## Entity Status

- Public listing published. Claim: alpha:claim:company:08f10b71-51aa-49da-bc04-e38616749e02:entity_status:3. Publication: PUBLISHED. Verification: source_reported. Assertion: source_reported. Evidence: alpha:projection-evidence:820d2e0178e43c8e122eb35534cf6dba46854997a79450c99f9b19051ec2f280.

## Published Fact

- US. Claim: alpha:claim:company:08f10b71-51aa-49da-bc04-e38616749e02:published_fact:4. Publication: PUBLISHED. Verification: source_reported. Assertion: source_reported. Evidence: alpha:projection-evidence:820d2e0178e43c8e122eb35534cf6dba46854997a79450c99f9b19051ec2f280.

## Security Listing

- WAFD (NASDAQ). Claim: alpha:claim:company:08f10b71-51aa-49da-bc04-e38616749e02:security_listing:18. Publication: PUBLISHED. Verification: source_reported. Assertion: source_reported. Evidence: alpha:projection-evidence:820d2e0178e43c8e122eb35534cf6dba46854997a79450c99f9b19051ec2f280.
- WAFDP (NASDAQ). Claim: alpha:claim:company:08f10b71-51aa-49da-bc04-e38616749e02:security_listing:19. Publication: PUBLISHED. Verification: source_reported. Assertion: source_reported. Evidence: alpha:projection-evidence:820d2e0178e43c8e122eb35534cf6dba46854997a79450c99f9b19051ec2f280.

## Coverage states

| Field | Value |
| --- | --- |
| Identity | PUBLISHED |
| Business | PUBLISHED |
| Leadership | PUBLISHED |
| Board and committees | PUBLISHED |
| Governance | NOT_ASSERTED |
| Financials | NOT_ASSERTED |
| Workforce | NOT_ASSERTED |
| Ownership | NOT_ASSERTED |
| Ratings | NOT_PUBLISHED |
| Market and index context | PUBLISHED |

## Public sources

- alpha:projection-evidence:820d2e0178e43c8e122eb35534cf6dba46854997a79450c99f9b19051ec2f280: [Alpha canonical company public projection](https://www.alpha.ac/api/public/companies/wafd-inc).
- alpha:projection-evidence:document:c85327e5f08e4d93b503d1c57093f4006c72dde8a7385830d72b03d6056dd6fb: [DEF 14A wfsl-20251217.htm](https://www.sec.gov/Archives/edgar/data/936528/000093652825000121/wfsl-20251217.htm).
- alpha:projection-evidence:document:3ff40ee979299d14958a33860662554262d2bc7d148123228ec150c2e890a5de: [WAFDP 10-K executive officers](https://www.sec.gov/Archives/edgar/data/936528/000093652825000117/wfsl-20250930.htm).
- alpha:projection-evidence:document:33c4e4f8aeed29885aea21454d150d9334b9c237456cd5b59ccca1f81cfe3b51: [WAFDP 10-K executive officers](https://www.sec.gov/Archives/edgar/data/936528/000093652825000117/wfsl-20250930.htm).
- alpha:projection-evidence:document:2668b4b8ddc720718e1eba35c5298f3c7b17a756877d90c2f53c5b2fab19dfbd: [WAFDP 10-K executive officers](https://www.sec.gov/Archives/edgar/data/936528/000093652825000117/wfsl-20250930.htm).

## Rights

| Field | Value |
| --- | --- |
| public_retrieval | allowed |
| agent_retrieval | allowed |
| redistribution | not_granted |
| model_training | not_granted |
| commercial_use | not_specified |
| relationship_pathfinding | not_granted |
| direct_contact | not_granted |

## Limitations

- Absence of a leadership role, committee, or disclosure is not evidence that it does not exist.
- Only explicitly published canonical company identity and current confirmed public roles are included.
- Absence of a board, committee, executive, listing, or claim is not evidence that it does not exist.
- Public retrieval does not grant redistribution, model-training, direct-contact, or relationship-pathfinding rights.
- This Company Profile is an identity and evidence record, not an Alpha rating.

## Alternate representations

- [Canonical profile](https://registry.alpha.ac/companies/wafd-inc)
- [Public Markdown](https://registry.alpha.ac/companies/wafd-inc.md)
- [Public JSON](https://registry.alpha.ac/api/public/companies/wafd-inc?format=record)
- [JSON-LD](https://registry.alpha.ac/api/public/companies/wafd-inc?format=jsonld)
- MCP resource: `alpha://companies/wafd-inc` at https://mcp.alpha.ac/mcp


## Connected governance records

Only explicitly published, rights-cleared records. Missing records do not establish absence, safety, or complete coverage.

## Critical-risk oversight

Snapshot as of 2026-10-06T14:33:53.444645+00:00; recorded 2026-10-06T14:33:53.444645+00:00. Every published assignment for this snapshot is listed.
Only explicitly reviewed, rights-cleared assignments, in the company's own wording.
An assignment shows where oversight is placed, not whether it is effective. Missing records do not establish absence.