CONSUMER PORTFOLIO SERVICES, INC.

What the published record states about identity, evidence, evaluation, monitoring, authority, and freshness. Watched-source schedules are not published for this record.

• Identityunclaimed
  Published
• Evidencesource_reported
  Published
• Evaluationnot_evaluated
  Published
• MonitoringNot yet published for this record.
  Not published
• AuthorityNot yet published for this record.
  Not published
• Freshnesscurrent
  Published

9 directors published. 8 of 9 with a published determination are independent.

Who can act for the company, and on whose authority. This is what a counterparty's agent checks before it accepts an order, signs, or pays.

Published Claims that belong to no section above. Each keeps its permalink, evidence, and assertion state.

A gap is a coverage state, not a negative finding. These sections are expected for this entity class and are not yet published.

• Corporate structureNot reviewed. Parent, subsidiary and predecessor structure explains who is governed.
• OwnershipNot reviewed. Ownership and voting power determine who can influence the board.
• FinancialsNot reviewed. Governance-relevant financial context frames capital and audit decisions.
• CompensationNot reviewed. Pay design shows how incentives are governed.
• GovernanceNot reviewed. Governing documents and provisions set the rules of the enterprise.
• Shareholder governanceNot reviewed. Meeting and vote records show shareholder dissent and support.
• AuditNot reviewed. Auditor, controls and restatements show assurance over reporting.
• LegalNot reviewed. Material legal and regulatory matters show enforcement exposure.
• RiskNot reviewed. Risk ownership links the board, committees, executives and controls.
• CyberNot reviewed. Cyber and data governance is a disclosed oversight domain.
• AI governanceNot reviewed. AI oversight is a differentiated Alpha governance domain.
• Markets externalNot reviewed. Auditors, advisors, investors and regulators form the external ecosystem.
• Absence of a leadership role, committee, or disclosure is not evidence that it does not exist.Absence of a leadership role, committee, or disclosure is not evidence that it does not exist.
• Only explicitly published canonical company identity and current confirmed public roles are included.Only explicitly published canonical company identity and current confirmed public roles are included.
• Absence of a board, committee, executive, listing, or claim is not evidence that it does not exist.Absence of a board, committee, executive, listing, or claim is not evidence that it does not exist.
• Public retrieval does not grant redistribution, model-training, direct-contact, or relationship-pathfinding rights.Public retrieval does not grant redistribution, model-training, direct-contact, or relationship-pathfinding rights.
• This Company Profile is an identity and evidence record, not an Alpha rating.This Company Profile is an identity and evidence record, not an Alpha rating.

• CE
  Charles E. Bradley, Jr.Chairman of the Board and Chief Executive Officer; Director
  company:53ebe705-25d5-4e34-b125-24fb9b20f371:leadership_role:14, company:53ebe705-25d5-4e34-b125-24fb9b20f371:leadership_role:6
• DB
  Denesh BharwaniExecutive Vice President and Chief Financial Officer
  company:53ebe705-25d5-4e34-b125-24fb9b20f371:leadership_role:15
• NJ
  Noel JacksonSenior Vice President of Servicing
  company:53ebe705-25d5-4e34-b125-24fb9b20f371:leadership_role:16
• BJ
  Brian J. RayhillDirector
  company:53ebe705-25d5-4e34-b125-24fb9b20f371:leadership_role:5
• DS
  Daniel S. WoodDirector
  company:53ebe705-25d5-4e34-b125-24fb9b20f371:leadership_role:7
• GS
  Gregory S. WasherDirector
  company:53ebe705-25d5-4e34-b125-24fb9b20f371:leadership_role:8
• JE
  James E. Walker IIIDirector
  company:53ebe705-25d5-4e34-b125-24fb9b20f371:leadership_role:9
• LM
  Louis M. GrassoDirector
  company:53ebe705-25d5-4e34-b125-24fb9b20f371:leadership_role:10
• SH
  Stephen H. DeckoffDirector
  company:53ebe705-25d5-4e34-b125-24fb9b20f371:leadership_role:11
• WB
  William B. RobertsDirector
  company:53ebe705-25d5-4e34-b125-24fb9b20f371:leadership_role:12
• WW
  William W. GroundsDirector
  company:53ebe705-25d5-4e34-b125-24fb9b20f371:leadership_role:13

This record exists because the company is in the published Registry. The company can claim the record, correct, or dispute any Claim. Corrections are versioned and the original stays in history.

Basis

Published company record built from public sources

Sources

6 evidence records cited. 0 with redistribution rights.

Never published

Private enterprise overlay data: deployments, authority grants, TrustChecks, receipts, telemetry

Record claimed

No

Open disputes

0

Identity ownership

unclaimed

If the company claims the record, its statements appear as their own assertion state and never overwrite the cited evidence.

1. E1
   Alpha canonical company public projection

   Alpha canonical company public projection. canonical identity. Retrieved Oct 6, 2026. Cited by 4 Claims.
   Open web
   Rights not recorded, link only
   Evidence not pinned
2. E2
   CONSUMER PORTFOLIO SERVICES, INC. DEF 14A 2025-10-28

   sec proxy. Published Oct 28, 2025. Retrieved Apr 28, 2026. Cited by 9 Claims.
   Authoritative, regulatory filing
   Rights not recorded, link only
   Evidence not pinned
3. E3
   CPSS 10-K executive officers

   sec filing. Published Mar 16, 2026. Retrieved May 16, 2026. Cited by 1 Claim.
   Authoritative, regulatory filing
   Rights not recorded, link only
   Evidence not pinned
4. E4
   CPSS 10-K executive officers

   sec filing. Published Mar 16, 2026. Retrieved May 16, 2026. Cited by 1 Claim.
   Authoritative, regulatory filing
   Rights not recorded, link only
   Evidence not pinned
5. E5
   CPSS 10-K executive officers

   sec filing. Published Mar 16, 2026. Retrieved May 16, 2026. Cited by 1 Claim.
   Authoritative, regulatory filing
   Rights not recorded, link only
   Evidence not pinned
6. E6
   Audit

   board_seats. board seats. Cited by 13 Claims.
   Authoritative, regulatory filing
   Rights not recorded, link only
   Evidence not pinned

• Charles E. Bradley, Jr. executive of CONSUMER PORTFOLIO SERVICES, INC., effective 2026-03-16.
• Denesh Bharwani executive of CONSUMER PORTFOLIO SERVICES, INC., effective 2026-03-16.
• Noel Jackson executive of CONSUMER PORTFOLIO SERVICES, INC., effective 2026-03-16.
• James E. Walker III seat on CONSUMER PORTFOLIO SERVICES, INC., effective 2022-01-01.
• Stephen H. Deckoff seat on CONSUMER PORTFOLIO SERVICES, INC., effective 2022-01-01.
• William W. Grounds seat on CONSUMER PORTFOLIO SERVICES, INC., effective 2021-01-01.
• Compensation; Nominating and Governance committee of CONSUMER PORTFOLIO SERVICES, INC., effective 2021-01-01.
• William W. Grounds member of Compensation; Nominating and Governance, effective 2021-01-01.
• Louis M. Grasso seat on CONSUMER PORTFOLIO SERVICES, INC., effective 2019-01-01.
• Louis M. Grasso member of Audit, effective 2019-01-01.
• Gregory S. Washer seat on CONSUMER PORTFOLIO SERVICES, INC., effective 2007-01-01.
• Audit; Nominating and Governance · Chair committee of CONSUMER PORTFOLIO SERVICES, INC., effective 2007-01-01.
• Gregory S. Washer member of Audit; Nominating and Governance · Chair, effective 2007-01-01.
• Brian J. Rayhill seat on CONSUMER PORTFOLIO SERVICES, INC., effective 2006-01-01.
• Audit · Chair; Nominating and Governance committee of CONSUMER PORTFOLIO SERVICES, INC., effective 2006-01-01.
• Brian J. Rayhill member of Audit · Chair; Nominating and Governance, effective 2006-01-01.
• Daniel S. Wood seat on CONSUMER PORTFOLIO SERVICES, INC., effective 2001-01-01.
• Audit; Compensation · Chair committee of CONSUMER PORTFOLIO SERVICES, INC., effective 2001-01-01.
• Daniel S. Wood member of Audit; Compensation · Chair, effective 2001-01-01.
• Charles E. Bradley, Jr. seat on CONSUMER PORTFOLIO SERVICES, INC., effective 1991-01-01.
• William B. Roberts seat on CONSUMER PORTFOLIO SERVICES, INC., effective 1991-01-01.
• William B. Roberts member of Compensation, effective 1991-01-01.